Filing Flows › FVCBankcorp (FVCB) › Q3 2026 › vs Q3 2025
FVCBankcorp (FVCB) Q3 2026 vs Q3 2025 (year over year)
FVCBankcorp's revenue rose $2.4M (+15%) from $16.3M in Q3 2025 to $18.7M in Q3 2026. Operating margin 45.8% against 44.2% (+1.6 pts).
FVCBankcorp, Q3 2026: revenue $18.7M (+15% year over year), operating margin 45.8%, net earnings $6.6M, operating cash flow $5.8M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 45.8% | 44.2% | +1.6 pts |
| Net margin | 35.5% | 34.2% | +1.3 pts |
| Free cash flow margin | 30.9% | 46.4% | -15.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $18.7M | $16.3M | $2.4M | +15% |
| Operating profit | $8.6M | $7.2M | $1.3M | +19% |
| Costs & expenses | $10.1M | $9.1M | $1.0M | +11% |
| Pre-tax earnings | $8.6M | $7.2M | $1.3M | +19% |
| Credit loss provision | $143K | −$376K | $519K | — |
| Noninterest expense | $10.0M | $9.5M | $514K | +5% |
| Net earnings | $6.6M | $5.6M | $1.1M | +19% |
| Income tax | $1.9M | $1.6M | $284K | +17% |
| Depreciation & amortization | $59K | $82K | −$23K | -28% |
| Share-based compensation | $256K | $206K | $50K | +24% |
| Working capital & other | $1.1M | −$1.7M | $2.8M | — |
| Operating cash flow | $5.8M | $7.6M | −$1.8M | -23% |
| Free cash flow (OCF − capex) | $5.8M | $7.6M | −$1.8M | -24% |
| Capital expenditures | $30K | $1K | $29K | 30× |
Questions
How much did FVCBankcorp's revenue grow year over year in Q3 2026?
FVCBankcorp's revenue rose $2.4M (+15%) from $16.3M in Q3 2025 to $18.7M in Q3 2026. Operating margin 45.8% against 44.2% (+1.6 pts).