Filing Flows › German American Bancorp (GABC) › Operating margin
German American Bancorp (GABC) operating margin by quarter
German American Bancorp's operating margin was 37.5% in Q3 2026 (third quarter 2026), -0.3 pts from Q2 2026. Over the last 7 quarters it ranged from 12.0% (Q1 2025) to 37.9% (Q2 2026).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 37.5% | -0.3 pts | +2.9 pts |
| Q2 2026 | 37.9% | +3.9 pts | +6.1 pts |
| Q1 2026 | 33.9% | -0.7 pts | +21.9 pts |
| Q4 2025 | 34.6% | +0.0 pts | — |
| Q3 2025 | 34.6% | +2.8 pts | — |
| Q2 2025 | 31.8% | +19.8 pts | — |
| Q1 2025 | 12.0% | — | — |
Q3 2026 at a glance
German American Bancorp, Q3 2026: revenue $130M (+2% year over year), operating margin 37.5%, net earnings $38.6M, operating cash flow $33.3M. The chart follows the revenue to costs, profit and cash.
Questions
What is German American Bancorp's operating margin?
German American Bancorp's operating margin was 37.5% in Q3 2026 (third quarter 2026), -0.3 pts from Q2 2026.
How has German American Bancorp's operating margin changed?
Over the last 7 quarters it ranged from 12.0% (Q1 2025) to 37.9% (Q2 2026).
Q3 2026 results → · How German American Bancorp makes money →