Filing Flows › Glacier Bancorp (GBCI) › Q2 2025
Glacier Bancorp (GBCI) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 1, 2025
Glacier Bancorp (GBCI) reported revenue of $241M for the second quarter 2025 (Q2 2025), +21% from a year earlier and +8% from the quarter before. Operating margin was 27.1%, net earnings $52.8M (21.9% of revenue).
Glacier Bancorp, Q2 2025: revenue $241M (+21% year over year), operating margin 27.1%, net earnings $52.8M, operating cash flow $86.0M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $241M | +8% | +21% |
| Operating profit | $65.2M | +3% | +20% |
| Net earnings | $52.8M | -3% | +18% |
| Operating cash flow | $86.0M | +64% | +37% |
| Free cash flow | $79.5M | +70% | +80% |
What changed
Revenue was $240.6M in Q2 2025, up 21% year over year and up 8% from the previous quarter.
Operating profit was $65.2M, a 27.1% margin (down 0.2 points year over year). Of the extra revenue versus a year earlier, 26% reached operating profit, below the 27% margin then. Total costs grew 21% against revenue growth of 21%. The fastest-growing cost line was Credit loss provision (+476%). Net earnings were $52.8M, up 18% year over year. The effective tax rate was 19.0%.
Operating cash flow was $86.0M (up 37% year over year), 163% of net earnings. Non-cash charges added back $1.3M of share-based compensation. Working capital and other items added $32.0M. Capital expenditures of $6.5M left free cash flow of $79.5M.
Questions
What was Glacier Bancorp's revenue in the second quarter 2025?
Glacier Bancorp (GBCI) reported revenue of $241M for the second quarter 2025 (Q2 2025), +21% from a year earlier and +8% from the quarter before.
Was Glacier Bancorp profitable in the second quarter 2025?
Operating profit was $65.2M (27.1% of revenue) and net earnings $52.8M.
Source: Glacier Bancorp 10-Q on SEC EDGAR.