Filing Flows › Glacier Bancorp (GBCI) › Q3 2025
Glacier Bancorp (GBCI) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 31, 2025
Glacier Bancorp (GBCI) reported revenue of $261M for the third quarter 2025 (Q3 2025), +21% from a year earlier and +8% from the quarter before. Operating margin was 32.7%, net earnings $67.9M (26.0% of revenue).
Glacier Bancorp, Q3 2025: revenue $261M (+21% year over year), operating margin 32.7%, net earnings $67.9M, operating cash flow $112M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $261M | +8% | +21% |
| Operating profit | $85.3M | +31% | +37% |
| Net earnings | $67.9M | +29% | +33% |
| Operating cash flow | $112M | +31% | -25% |
| Free cash flow | $105M | +32% | -24% |
What changed
Revenue was $260.7M in Q3 2025, up 21% year over year and up 8% from the previous quarter.
Operating profit was $85.3M, a 32.7% margin (up 3.8 points year over year). Of the extra revenue versus a year earlier, 50% reached operating profit, above the 29% margin then. Total costs grew 15% against revenue growth of 21%. The fastest-growing cost line was Noninterest expense (+16%). Net earnings were $67.9M, up 33% year over year. The effective tax rate was 20.4%.
Operating cash flow was $112.4M (down 25% year over year), 166% of net earnings. Non-cash charges added back $1.2M of share-based compensation. Working capital and other items added $43.3M. Capital expenditures of $7.7M left free cash flow of $104.8M.
Questions
What was Glacier Bancorp's revenue in the third quarter 2025?
Glacier Bancorp (GBCI) reported revenue of $261M for the third quarter 2025 (Q3 2025), +21% from a year earlier and +8% from the quarter before.
Was Glacier Bancorp profitable in the third quarter 2025?
Operating profit was $85.3M (32.7% of revenue) and net earnings $67.9M.
Source: Glacier Bancorp 10-Q on SEC EDGAR.