Filing Flows › Glacier Bancorp (GBCI) › Q3 2026 › vs Q3 2025
Glacier Bancorp (GBCI) Q3 2026 vs Q3 2025 (year over year)
Glacier Bancorp's revenue rose $69.1M (+27%) from $261M in Q3 2025 to $330M in Q3 2026. The biggest changes: Net interest income +$64.5M (+29%); Noninterest income +$4.6M (+13%). Operating margin 40.3% against 32.7% (+7.6 pts).
Glacier Bancorp, Q3 2026: revenue $330M (+26% year over year), operating margin 40.3%, net earnings $105M, operating cash flow $162M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 40.3% | 32.7% | +7.6 pts |
| Net margin | 31.7% | 26.0% | +5.7 pts |
| Free cash flow margin | 45.4% | 40.2% | +5.2 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $290M | $225M | $64.5M | +29% |
| Noninterest income | $39.9M | $35.4M | $4.6M | +13% |
| Revenue | $330M | $261M | $69.1M | +27% |
| Operating profit | $133M | $85.3M | $47.6M | +56% |
| Costs & expenses | $197M | $175M | $21.6M | +12% |
| Pre-tax earnings | $133M | $85.3M | $47.6M | +56% |
| Credit loss provision | $5.1M | $7.7M | −$2.5M | -33% |
| Noninterest expense | $192M | $168M | $24.1M | +14% |
| Net earnings | $105M | $67.9M | $36.7M | +54% |
| Income tax | $28.3M | $17.4M | $10.9M | +63% |
| Share-based compensation | $2.0M | $1.2M | $781K | +64% |
| Working capital & other | $55.1M | $43.3M | $11.8M | +27% |
| Operating cash flow | $162M | $112M | $49.3M | +44% |
| Free cash flow (OCF − capex) | $150M | $105M | $45.1M | +43% |
| Capital expenditures | $11.8M | $7.7M | $4.2M | +55% |
Questions
How much did Glacier Bancorp's revenue grow year over year in Q3 2026?
Glacier Bancorp's revenue rose $69.1M (+27%) from $261M in Q3 2025 to $330M in Q3 2026.
What drove Glacier Bancorp's revenue change in Q3 2026?
Net interest income +$64.5M (+29%); Noninterest income +$4.6M (+13%).