Filing Flows › Glacier Bancorp (GBCI) › Q3 2026
Glacier Bancorp (GBCI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Glacier Bancorp (GBCI) reported revenue of $330M for the third quarter 2026 (Q3 2026), +27% from a year earlier and +4% from the quarter before. Operating margin was 40.3%, net earnings $105M (31.7% of revenue).
Glacier Bancorp, Q3 2026: revenue $330M (+26% year over year), operating margin 40.3%, net earnings $105M, operating cash flow $162M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $330M | +4% | +27% |
| Operating profit | $133M | +7% | +56% |
| Net earnings | $105M | +7% | +54% |
| Operating cash flow | $162M | +34% | +44% |
| Free cash flow | $150M | +34% | +43% |
What changed
Revenue was $329.8M in Q3 2026, up 27% year over year and up 4% from the previous quarter. Net interest income was the largest line at 88% of revenue. Net interest income added $64.5M year over year (up 29%), 93% of the total change.
Operating profit was $132.8M, a 40.3% margin (up 7.6 points year over year). Of the extra revenue versus Q3 2025, 69% reached operating profit, above the 33% margin then. Total costs grew 12% against revenue growth of 27%. The fastest-growing cost line was Noninterest expense (+14%). Net earnings were $104.6M, up 54% year over year. The effective tax rate was 21.3%.
Operating cash flow was $161.7M (up 44% year over year), 155% of net earnings. Non-cash charges added back $2.0M of share-based compensation. Working capital and other items added $55.1M. Capital expenditures of $11.8M left free cash flow of $149.8M.
Questions
What was Glacier Bancorp's revenue in the third quarter 2026?
Glacier Bancorp (GBCI) reported revenue of $330M for the third quarter 2026 (Q3 2026), +27% from a year earlier and +4% from the quarter before.
Was Glacier Bancorp profitable in the third quarter 2026?
Operating profit was $133M (40.3% of revenue) and net earnings $105M.
Source: Glacier Bancorp 10-Q on SEC EDGAR.