Filing Flows

Filing Flows › Companies › Green DOT › Cash flow

Green DOT cash flow, quarter by quarter

Latest: Q2 2026 · from the cash-flow statements filed with the SEC

Free cash flow$79.8M in Q2 2026 · $83.0M over twelve months

Operating cash flow$99.6M
Capital spending−$19.8M
Free cash flow+$79.8M

Analysis

In Q2 2026, Green DOT generated $99.6M of operating cash flow and spent $19.8M on capital projects, leaving free cash flow of $79.8M. That is $30.3M more than in Q2 2025 ($49.5M).

Over the twelve months to Jun 30, 2026, operating cash flow was $156M; the largest uses were other investing ($1.5B), capital spending ($72.5M), taxes on employees’ shares ($5.4M); besides operations, cash came from other financing ($261M); the cash balance fell by $1.2B.

Operating cash flow was $99.6M against net income of −$2.1M. The largest differences: receivables +$56.3M, depreciation & amortization +$18.7M, prepaid and other assets +$10.3M.

Free cash flow

Green DOT: free cash flow by quarterGreen DOT: free cash flow by quarter−$37.0MQ3 2024−$45.1MQ4 2024$89.3MQ1 2025$49.5MQ2 2025$3.5MQ3 2025−$76.3MQ4 2025$76.0MQ1 2026$79.8MQ2 2026
Operating cash flow less capital spending.
Green DOT: operating cash flow against capital spendingGreen DOT: operating cash flow against capital spendingOperating cash flowCapital spending−$16.3M$20.7MQ3 2024−$23.0M$22.1MQ4 2024$109M$19.4MQ1 2025$69.0M$19.5MQ2 2025$23.3M$19.8MQ3 2025−$62.5M$13.8MQ4 2025$95.1M$19.0MQ1 2026$99.6M$19.8MQ2 2026
Latest (Q2 2026): Operating cash flow $99.6M, Capital spending $19.8M.

Capital allocation, year by year

Green DOT: where the cash came from (up) and went (down), by fiscal yearGreen DOT: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedCapital spendingBuybacksFY2021: Operating cash flow $167MFY2021: Shares issued $8.0MFY2021: Capital spending −$57.4M$175MFY2021FY2022: Operating cash flow $278MFY2022: Net borrowing $35.0MFY2022: Shares issued $6.2MFY2022: Capital spending −$84.3MFY2022: Buybacks −$95.5M$319MFY2022FY2023: Operating cash flow $97.5MFY2023: Net borrowing $26.0MFY2023: Shares issued $5.6MFY2023: Capital spending −$75.9M$129MFY2023FY2024: Operating cash flow $81.4MFY2024: Net borrowing −$11.5MFY2024: Shares issued $5.0MFY2024: Capital spending −$74.3M$86.4MFY2024FY2025: Operating cash flow $139MFY2025: Net borrowing $14.9MFY2025: Shares issued $3.7MFY2025: Capital spending −$72.5M$157MFY2025
Over these 5 years operating cash flow totalled $762M; the largest uses were capital spending ($365M) and buybacks ($95.5M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$1.1B
Debtnone
Net cash$1.1B

Green DOT funds itself: free cash flow was $83.0M over the last twelve months, with $1.1B of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Green DOT: sources (+) and uses (−) of cash, Q2 2026Green DOT: sources (+) and uses (−) of cash, Q2 2026Other financing−$541MCash drawn (+) / kept (−)$503MOperating cash flow$99.6MOther investing−$41.3MCapital spending−$19.8MTaxes on employees’ shares−$276K
Green DOT: sources (+) and uses (−) of cash, TTM to Q2 2026Green DOT: sources (+) and uses (−) of cash, TTM to Q2 2026Other investing−$1.5BCash drawn (+) / kept (−)$1.2BOther financing$261MOperating cash flow$156MCapital spending−$72.5MTaxes on employees’ shares−$5.4M

From profit to cash

Green DOT: net income to operating cash flow, Q2 2026Green DOT: net income to operating cash flow, Q2 2026Net income−$2.1MDepreciation & amortization$18.7MStock-based pay$3.3MImpairments$716KOther non-cash−$8.8MReceivables$56.3MPayables$2.4MDeferred revenue−$115KPrepaid and other assets$10.3MIncome taxes payable−$3.9MOther operating capital−$52KOperating cash flow$99.6M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q2 2026$99.6M−$19.8M——$503M$79.8M
Q1 2026$95.1M−$19.0M—$820K−$225M$76.0M
Q4 2025−$62.5M−$13.8M—$1.0M$216M−$76.3M
Q3 2025$23.3M−$19.8M—$1K$675M$3.5M
Q2 2025$69.0M−$19.5M—$2.6M−$540M$49.5M
Q1 2025$109M−$19.4M$14.9M—−$180M$89.3M
Q4 2024−$23.0M−$22.1M$5.0M$2.3M−$139M−$45.1M
Q3 2024−$16.3M−$20.7M−$17.4M—−$136M−$37.0M

Green DOT: income statement and cash flow

Green DOT, Q2 2026: revenue $596M (+18% year over year), operating margin -0.1%. The chart follows the revenue to costs, profit and cash.

Green DOT: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.