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Green DOT (GDOT) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 10, 2026 · Green DOT (GDOT) Q2 2026 earnings results →
Q2 2026 Revenue up 18% year over year to $596M · 0¢ of every $1 of revenue lost · operating margin -0.1%
Green DOT made $596M in Q2 2026 (+18% Y/Y): Card revenues and other fees $477M, Cash processing revenues $53.3M, Interchange revenues $44.2M. Operating margin -0.1%, net loss $2.1M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 10, 2026.
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What changed this quarter
Revenue was $595.9M in Q2 2026, up 18% year over year and down 9% from the previous quarter. Card revenues and other fees was the largest line at 80% of revenue. Card revenues and other fees added $95.7M year over year (up 25%), 104% of the total change. Interchange revenues declined 6%.
Operating costs exceeded revenue by $761K, an operating margin of -0.1%. Total costs grew 22% against revenue growth of 18%. The fastest-growing cost line was Other operating costs (+24%). The quarter ended with a net loss of $2.1M, after a profit of $53.8M the previous quarter. Net interest and other expense of $1.6M was the main reason.
Operating cash flow was $99.6M (up 44% year over year). Non-cash charges added back $18.7M of depreciation and amortization and $3.3M of share-based compensation. Working capital and other items added $79.7M. Capital expenditures of $19.8M left free cash flow of $79.8M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 10, 2026 | $596M | +18% | -0.1% | −$2.1M | $99.6M |
| Q1 2026 | 10-Q | May 11, 2026 | $656M | +17% | 10.5% | $53.8M | $95.1M |
| Q4 2025 | 10-K | Mar 16, 2026 | $523M | +15% | -5.3% | −$46.8M | −$62.5M |
| Q3 2025 | 10-Q | Nov 10, 2025 | $495M | +21% | -6.6% | −$30.8M | $23.3M |
| Q2 2025 | 10-Q | Aug 11, 2025 | $504M | +24% | 2.7% | −$47.0M | $69.0M |
| Q1 2025 | 10-Q | May 12, 2025 | $559M | +24% | 10.9% | $25.8M | $109M |
| Q4 2024 | 10-K | Mar 4, 2025 | $455M | +24% | 3.2% | $5.1M | −$23.0M |
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🔄Rotation against the market and its industry (RRG)interactive
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Customers and suppliers named in filings
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About Green DOT
Founded in 1999, Green Dot Corporation (“we,” “our,” or “us” refer to Green Dot Corporation and its consolidated subsidiaries) is a financial technology platform and registered bank holding company that builds banking and payment solutions to create value, retain and reward customers, and accelerate growth for businesses of all sizes. For more than two decades, we have delivered financial tools and services that address the most pressing financial needs of consumers and businesses, and that transform the way people and businesses manage and move money.
In its own words, from its 10-K, filed Mar 16, 2026.
Green DOT against its Finance Services peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +18% against the peers' median +17%. Operating margin: -0.1% against the peers' median 5.1%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| GDOT Green DOT | Q2 2026 | $596M | +18% | -0.1% |
| AXP American Express | Q3 2026 | $20.1B | +9% | 22.6% |
| BTGO Bitgo Holdings | Q2 FY27 | $4.3B | +80% | -0.4% |
| General Motors Financial Company | Q3 2026 | $4.3B | -0.6% | 15.3% |
| SOFI SoFi Technologies | Q3 2026 | $1.4B | +44% | 22.9% |
| COIN Coinbase Global | Q3 2026 | $1.2B | -35% | 5.1% |
| CRCL Circle Internet Group | Q3 2026 | $865M | +17% | 24.1% |
| CHYM Chime Financial | Q3 2026 | $718M | +32% | 4.8% |
| BKKT Bakkt | Q2 2025 | $578M | +13% | -3.2% |
Source: Green DOT 10-Q on SEC EDGAR · CIK 1386278 · Finance Services
13F: who owns GDOT and who is buying
More on GDOT
History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results
- Green DOT operating margin by quarter
- Green DOT net income by quarter
- Green DOT free cash flow by quarter
- Green DOT capital expenditures by quarter
- Green DOT Card revenues and other fees revenue by quarter
- Green DOT Cash processing revenues revenue by quarter
- Green DOT Interchange revenues revenue by quarter