Filing Flows › Green DOT (GDOT) › Q4 2025
Green DOT (GDOT) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 16, 2026
Green DOT (GDOT) reported revenue of $523M for the fourth quarter 2025 (Q4 2025), +15% from a year earlier and +6% from the quarter before. Operating margin was -5.3%, net loss $46.8M (9.0% of revenue).
Green DOT, Q4 2025: revenue $523M (+15% year over year), operating margin -5.3%, net loss $46.8M, operating cash flow −$62.5M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $523M | +6% | +15% |
| Operating profit | −$27.7M | — | -292% |
| Net earnings | −$46.8M | — | -1018% |
| Operating cash flow | −$62.5M | -368% | — |
What changed
Revenue was $522.6M in Q4 2025, up 15% year over year and up 6% from the previous quarter. Card revenues and other fees was the largest line at 80% of revenue.
Operating costs exceeded revenue by $27.7M, an operating margin of -5.3%. Total costs grew 25% against revenue growth of 15%. The fastest-growing cost line was Other operating costs (+28%). The quarter ended with a net loss of $46.8M, wider than the previous quarter's $30.8M loss.
Operating cash flow was −$62.5M. Non-cash charges added back $17.2M of depreciation and amortization and $4.7M of share-based compensation. Working capital and other items used $37.5M. Capital expenditures of $13.8M exceeded it, leaving free cash flow of −$76.3M.
Questions
What was Green DOT's revenue in the fourth quarter 2025?
Green DOT (GDOT) reported revenue of $523M for the fourth quarter 2025 (Q4 2025), +15% from a year earlier and +6% from the quarter before.
Was Green DOT profitable in the fourth quarter 2025?
Operating loss was $27.7M (-5.3% of revenue) and net loss $46.8M.
Source: Green DOT 10-K on SEC EDGAR.