Filing Flows › Green DOT (GDOT) › Q1 2026 › vs Q1 2025
Green DOT (GDOT) Q1 2026 vs Q1 2025 (year over year)
Green DOT's revenue rose $97.4M (+17%) from $559M in Q1 2025 to $656M in Q1 2026. The biggest changes: Card revenues and other fees +$72.7M (+19%); Cash processing revenues +$23.0M (+20%); Other revenues +$5.6M (+26%). Operating margin 10.5% against 10.9% (-0.3 pts).
Green DOT, Q1 2026: revenue $656M (+17% year over year), operating margin 10.5%, net earnings $53.8M, operating cash flow $95.1M. The chart draws each line against Q1 2025, the increases inside each band.
Margins
| Q1 2026 | Q1 2025 | Change | |
|---|---|---|---|
| Operating margin | 10.5% | 10.9% | -0.3 pts |
| Net margin | 8.2% | 4.6% | +3.6 pts |
| Free cash flow margin | 11.6% | 16.0% | -4.4 pts |
Every line
| Line | Q1 2026 | Q1 2025 | Change | % |
|---|---|---|---|---|
| Card revenues and other fees | $449M | $376M | $72.7M | +19% |
| Cash processing revenues | $136M | $113M | $23.0M | +20% |
| Interchange revenues | $44.0M | $47.9M | −$4.0M | -8% |
| Other revenues | $27.2M | $21.6M | $5.6M | +26% |
| Revenue | $656M | $559M | $97.4M | +17% |
| Operating profit | $69.0M | $60.7M | $8.3M | +14% |
| Costs & expenses | $587M | $498M | $89.1M | +18% |
| Pre-tax earnings | $67.6M | $33.7M | $34.0M | +101% |
| Sales & marketing | $59.3M | $59.7M | −$375K | -0.6% |
| Other operating costs | $528M | $438M | $89.5M | +20% |
| Net earnings | $53.8M | $25.8M | $28.0M | +109% |
| Income tax | $13.9M | $7.9M | $6.0M | +76% |
| Depreciation & amortization | $18.1M | $15.2M | $3.0M | +19% |
| Share-based compensation | $4.5M | $3.0M | $1.5M | +49% |
| Working capital & other | $18.7M | $64.7M | −$46.1M | -71% |
| Operating cash flow | $95.1M | $109M | −$13.7M | -13% |
| Free cash flow (OCF − capex) | $76.0M | $89.3M | −$13.3M | -15% |
| Capital expenditures | $19.0M | $19.4M | −$386K | -2% |
Questions
How much did Green DOT's revenue grow year over year in Q1 2026?
Green DOT's revenue rose $97.4M (+17%) from $559M in Q1 2025 to $656M in Q1 2026.
What drove Green DOT's revenue change in Q1 2026?
Card revenues and other fees +$72.7M (+19%); Cash processing revenues +$23.0M (+20%); Other revenues +$5.6M (+26%).