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Green DOT (GDOT) Q3 2026 earnings results (third quarter 2026)

8-K filed Nov 9, 2026

Green DOT (GDOT) reported revenue of $601M for the third quarter 2026 (Q3 2026), +21% from a year earlier and +0.9% from the quarter before. Operating margin was -1.2%, net loss $7.4M (1.2% of revenue).

Revenue$601M
Year over year+21%
Quarter over quarter+0.9%
Operating margin-1.2%
Net earnings−$7.4M

Green DOT, Q3 2026: revenue $601M (+22% year over year), operating margin -1.2%, net loss $7.4M, operating cash flow −$36.5M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$601M+0.9%+21%
Operating profit−$7.0M——
Net earnings−$7.4M——
Operating cash flow−$36.5M-137%-256%

What changed

Revenue was $601.1M in Q3 2026, up 21% year over year and up 1% from the previous quarter.

Operating costs exceeded revenue by $7.0M, an operating margin of -1.2%. Total costs grew 15% against revenue growth of 21%. The fastest-growing cost line was Other operating costs (+17%). The quarter ended with a net loss of $7.4M, wider than the previous quarter's $2.1M loss.

Operating cash flow was −$36.5M. Non-cash charges added back $2.6M of share-based compensation. Working capital and other items used $31.7M. Capital expenditures of $17.5M exceeded it, leaving free cash flow of −$54.0M.

Questions

What was Green DOT's revenue in the third quarter 2026?

Green DOT (GDOT) reported revenue of $601M for the third quarter 2026 (Q3 2026), +21% from a year earlier and +0.9% from the quarter before.

Was Green DOT profitable in the third quarter 2026?

Operating loss was $7.0M (-1.2% of revenue) and net loss $7.4M.

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Source: Green DOT 8-K on SEC EDGAR.