Filing Flows › Globe Life (GL) › Q3 2025
Globe Life (GL) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 5, 2025
Globe Life (GL) reported revenue of $1.5B for the third quarter 2025 (Q3 2025), +4% from a year earlier and +2% from the quarter before. Operating margin was 31.5%, net earnings $388M (25.6% of revenue).
Globe Life, Q3 2025: revenue $1.5B (+4% year over year), operating margin 31.5%, net earnings $388M, operating cash flow $306M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.5B | +2% | +4% |
| Operating profit | $477M | +52% | +25% |
| Net earnings | $388M | +53% | +28% |
| Operating cash flow | $306M | -0.6% | -10% |
| Free cash flow | $209M | -29% | -33% |
What changed
Revenue was $1.5B in Q3 2025, up 4% year over year and up 2% from the previous quarter.
Operating profit was $0.48B, a 31.5% margin (up 5.2 points year over year). Of the extra revenue versus a year earlier, 163% reached operating profit, above the 26% margin then. Net earnings were $0.39B, up 28% year over year. The effective tax rate was 18.7%.
Operating cash flow was $0.31B (down 10% year over year), 79% of net earnings. Non-cash charges added back $0.01B of share-based compensation. Working capital and other items used $0.10B. Capital expenditures of $0.10B left free cash flow of $0.21B.
Questions
What was Globe Life's revenue in the third quarter 2025?
Globe Life (GL) reported revenue of $1.5B for the third quarter 2025 (Q3 2025), +4% from a year earlier and +2% from the quarter before.
Was Globe Life profitable in the third quarter 2025?
Operating profit was $477M (31.5% of revenue) and net earnings $388M.
Source: Globe Life 10-Q on SEC EDGAR.