Filing Flows › Globe Life (GL) › Q4 2025
Globe Life (GL) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Feb 25, 2026
Globe Life (GL) reported revenue of $1.5B for the fourth quarter 2025 (Q4 2025), +4% from a year earlier and +0.4% from the quarter before. Operating margin was 21.7%, net earnings $266M (17.5% of revenue).
Globe Life, Q4 2025: revenue $1.5B (+4% year over year), operating margin 21.7%, net earnings $266M, operating cash flow $351M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.5B | +0.4% | +4% |
| Operating profit | $329M | -31% | +5% |
| Net earnings | $266M | -31% | +4% |
| Operating cash flow | $351M | +15% | +4% |
| Free cash flow | $330M | +58% | +3% |
What changed
Revenue was $1.5B in Q4 2025, up 4% year over year and roughly flat from the previous quarter.
Operating profit was $0.33B, a 21.7% margin (up 0.4 points year over year). Of the extra revenue versus a year earlier, 32% reached operating profit, above the 21% margin then. Total costs grew 3% against revenue growth of 4%. Net earnings were $0.27B, up 4% year over year. The effective tax rate was 19.2%.
Operating cash flow was $0.35B (up 4% year over year), 132% of net earnings. Non-cash charges added back $0.01B of share-based compensation. Working capital and other items added $0.07B. Capital expenditures of $0.02B left free cash flow of $0.33B.
Questions
What was Globe Life's revenue in the fourth quarter 2025?
Globe Life (GL) reported revenue of $1.5B for the fourth quarter 2025 (Q4 2025), +4% from a year earlier and +0.4% from the quarter before.
Was Globe Life profitable in the fourth quarter 2025?
Operating profit was $329M (21.7% of revenue) and net earnings $266M.
Source: Globe Life 10-K on SEC EDGAR.