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Hanmi Financial (HAFC) guidance and outlook
Hanmi Financial's 10-Q filed Nov 6, 2026 makes 4 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 6, 2026
- Quantitative factors include the general economic forecast in our markets, risk ratings, delinquency trends, collateral values, changes in nonperforming, criticized and classified loans, and other factors.
- The adequacy of our allowance for credit losses is sensitive to changes in current and forecasted economic conditions that may affect the ability of borrowers to make contractual payments as well as the value of the collateral securing such payments.
- The following table summarizes one of the stress simulations performed to forecast the impact of changing interest rates on net interest income and the value of interest-earning assets and interest-bearing liabilities reflected on our balance sheet (i.e., an instantaneous parallel shift in the yield curve of the magnitude indicated below) as of September 30, 2026.
- The estimated sensitivity does not necessarily represent our forecast, and the results may not be indicative of actual changes to our net interest income.
Hanmi Financial's latest quarter
Hanmi Financial, Q3 2026: revenue $76.6M (+8% year over year), operating margin 30.9%, net earnings $23.7M, operating cash flow $36.8M. The chart follows the revenue to costs, profit and cash.
Questions
What does Hanmi Financial expect?
Quantitative factors include the general economic forecast in our markets, risk ratings, delinquency trends, collateral values, changes in nonperforming, criticized and classified loans, and other factors. The adequacy of our allowance for credit losses is sensitive to changes in current and forecasted economic conditions that may affect the ability of borrowers to make contractual payments as well as the value of the collateral securing such payments. The following table summarizes one of the stress simulations performed to forecast the impact of changing interest rates on net interest income
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.