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How Hanmi Financial (HAFC) makes money

Hanmi Financial (HAFC) made $76.6M of revenue in the third quarter 2026 (Q3 2026), +8% from a year earlier. Of every dollar of revenue, 31¢ was left as operating profit, 31¢ was left as net earnings.

Drawing the Sankey…

Hanmi Financial revenue by quarterHanmi Financial revenue by quarter$62.8MQ1 2025$65.2MQ2 2025$71.0MQ3 2025$71.2MQ4 2025$71.7MQ1 2026$72.2MQ2 2026$76.6MQ3 2026
Hanmi Financial: where each dollar of revenue goesHanmi Financial: where each dollar of revenue goesOperating profit31¢Income tax11¢Net earnings31¢Operating cash flow48¢Free cash flow47¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$76.6M100.0%
Operating profit$23.7M30.9%
Income tax$8.5M11.1%
Net earnings$23.7M30.9%
Operating cash flow$36.8M48.0%
Free cash flow$35.7M46.7%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$76.6M+8%
Q2 2026$72.2M+11%
Q1 2026$71.7M+14%
Q4 2025$71.2M+17%
Q3 2025$71.0M+21%
Q2 2025$65.2M+15%
Q1 2025$62.8M+8%

From Hanmi Financial's 10-Q filed Nov 6, 2026 (on EDGAR).

Questions

How does Hanmi Financial make money?

Hanmi Financial (HAFC) made $76.6M of revenue in the third quarter 2026 (Q3 2026), +8% from a year earlier. Of every dollar of revenue, 31¢ was left as operating profit, 31¢ was left as net earnings.

What is Hanmi Financial's profit margin?

Net earnings were $23.7M, 30.9% of revenue, in the third quarter 2026; the operating margin was 30.9%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.