Filing Flows › Hanmi Financial (HAFC) › Q2 2026
Hanmi Financial (HAFC) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
Hanmi Financial (HAFC) reported revenue of $72.2M for the second quarter 2026 (Q2 2026), +11% from a year earlier and +0.6% from the quarter before. Operating margin was 32.6%, net earnings $23.5M (32.6% of revenue).
Hanmi Financial, Q2 2026: revenue $72.2M (+11% year over year), operating margin 32.6%, net earnings $23.5M, operating cash flow −$8.8M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $72.2M | +0.6% | +11% |
| Operating profit | $23.5M | +4% | +55% |
| Net earnings | $23.5M | +4% | +55% |
| Operating cash flow | −$8.8M | -137% | — |
What changed
Revenue was $72.2M in Q2 2026, up 11% year over year and up 1% from the previous quarter.
Operating profit was $23.5M, a 32.6% margin (up 9.4 points year over year). Of the extra revenue versus Q2 2025, 120% reached operating profit, above the 23% margin then. Total costs fell 3% while revenue rose 11%. Net earnings were $23.5M, up 55% year over year. The effective tax rate was 26.5%. Non-operating items added $8.5M, 27% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was −$8.8M. Non-cash charges added back $858K of depreciation and amortization and $929K of share-based compensation. Working capital and other items used $34.1M. Capital expenditures of $1.1M exceeded it, leaving free cash flow of −$9.9M.
Questions
What was Hanmi Financial's revenue in the second quarter 2026?
Hanmi Financial (HAFC) reported revenue of $72.2M for the second quarter 2026 (Q2 2026), +11% from a year earlier and +0.6% from the quarter before.
Was Hanmi Financial profitable in the second quarter 2026?
Operating profit was $23.5M (32.6% of revenue) and net earnings $23.5M.
Source: Hanmi Financial 10-Q on SEC EDGAR.