Filing Flows › Hanmi Financial (HAFC) › Q3 2026
Hanmi Financial (HAFC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Hanmi Financial (HAFC) reported revenue of $76.6M for the third quarter 2026 (Q3 2026), +8% from a year earlier and +6% from the quarter before. Operating margin was 30.9%, net earnings $23.7M (30.9% of revenue).
Hanmi Financial, Q3 2026: revenue $76.6M (+8% year over year), operating margin 30.9%, net earnings $23.7M, operating cash flow $36.8M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $76.6M | +6% | +8% |
| Operating profit | $23.7M | +0.8% | +7% |
| Net earnings | $23.7M | +0.8% | +7% |
| Operating cash flow | $36.8M | — | -44% |
| Free cash flow | $35.7M | — | -46% |
What changed
Revenue was $76.6M in Q3 2026, up 8% year over year and up 6% from the previous quarter.
Operating profit was $23.7M, a 30.9% margin (down 0.2 points year over year). Of the extra revenue versus Q3 2025, 29% reached operating profit, below the 31% margin then. Total costs grew 8% against revenue growth of 8%. Net earnings were $23.7M, up 7% year over year. The effective tax rate was 26.5%. Non-operating items added $8.5M, 26% of pre-tax earnings, so the bottom line overstates operating performance.
Operating cash flow was $36.8M (down 44% year over year), 155% of net earnings. Non-cash charges added back $903K of depreciation and amortization and $933K of share-based compensation. Working capital and other items added $11.2M. Capital expenditures of $1.0M left free cash flow of $35.7M.
Questions
What was Hanmi Financial's revenue in the third quarter 2026?
Hanmi Financial (HAFC) reported revenue of $76.6M for the third quarter 2026 (Q3 2026), +8% from a year earlier and +6% from the quarter before.
Was Hanmi Financial profitable in the third quarter 2026?
Operating profit was $23.7M (30.9% of revenue) and net earnings $23.7M.
Source: Hanmi Financial 10-Q on SEC EDGAR.