Filing Flows › Hanmi Financial (HAFC) › Q3 2026 › vs Q3 2025
Hanmi Financial (HAFC) Q3 2026 vs Q3 2025 (year over year)
Hanmi Financial's revenue rose $5.6M (+8%) from $71.0M in Q3 2025 to $76.6M in Q3 2026. Operating margin 30.9% against 31.1% (-0.2 pts).
Hanmi Financial, Q3 2026: revenue $76.6M (+8% year over year), operating margin 30.9%, net earnings $23.7M, operating cash flow $36.8M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 30.9% | 31.1% | -0.2 pts |
| Net margin | 30.9% | 31.1% | -0.2 pts |
| Free cash flow margin | 46.7% | 92.4% | -45.8 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $76.6M | $71.0M | $5.6M | +8% |
| Other income, net | $8.5M | $9.4M | −$858K | -9% |
| Operating profit | $23.7M | $22.1M | $1.6M | +7% |
| Costs & expenses | $52.9M | $48.9M | $4.0M | +8% |
| Pre-tax earnings | $32.2M | $31.5M | $764K | +2% |
| Sales & marketing | $728K | $712K | $16K | +2% |
| Other operating costs | $52.2M | $48.2M | $4.0M | +8% |
| Net earnings | $23.7M | $22.1M | $1.6M | +7% |
| Income tax | $8.5M | $9.4M | −$858K | -9% |
| Depreciation & amortization | $903K | $829K | $74K | +9% |
| Share-based compensation | $933K | $943K | −$10K | -1% |
| Working capital & other | $11.2M | $42.3M | −$31.1M | -73% |
| Operating cash flow | $36.8M | $66.1M | −$29.4M | -44% |
| Free cash flow (OCF − capex) | $35.7M | $65.6M | −$29.8M | -46% |
| Capital expenditures | $1.0M | $560K | $473K | +84% |
Questions
How much did Hanmi Financial's revenue grow year over year in Q3 2026?
Hanmi Financial's revenue rose $5.6M (+8%) from $71.0M in Q3 2025 to $76.6M in Q3 2026. Operating margin 30.9% against 31.1% (-0.2 pts).