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Huntington Bancshares (HBAN) guidance and outlook

Huntington Bancshares' 10-Q filed Jul 28, 2026 makes 10 forward-looking statements.

Guidance and outlook

10 statements; tone -0.40 (−1 all cautious, +1 all confident); 2 hedged.

Forward-looking statements, 10-Q filed Jul 28, 2026

appropriate to absorb lifetime expected credit losses in our loan and lease portfolio.
us less attractive as a target and less vulnerable to threats, while investing in threat analytic capabilities for rapid
financial statements in conformity with GAAP requires us to establish accounting policies and make estimates that
Our ACL at June 30, 2026 represents our current estimate of the lifetime credit losses expected from our loan
external economic parameters that directly impact our loss modeling framework include forecasted unemployment
There is no certainty that our ACL will be appropriate over time to cover losses in our portfolio as economic and
market conditions may ultimately differ from our reasonable and supportable forecast.
instability and risks of elevated interest rates will continue to negatively impact our businesses, financial condition,
To value loans, management incorporated assumptions such as discount rates, prepayment speeds, expected credit
As of June 30, 2026 , the Company did not expect to be subject to any make-whole provisions

Huntington Bancshares' latest quarter

Huntington Bancshares, Q3 2026: revenue $2.8B (+31% year over year), operating margin 32.1%, net earnings $721M, operating cash flow $773M. The chart follows the revenue to costs, profit and cash.

Questions

What does Huntington Bancshares expect?

appropriate to absorb lifetime expected credit losses in our loan and lease portfolio. us less attractive as a target and less vulnerable to threats, while investing in threat analytic capabilities for rapid financial statements in conformity with GAAP requires us to establish accounting policies and make estimates that

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.