Filing Flows › Horace Mann Educators (HMN) › Q2 2026
Horace Mann Educators (HMN) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
Horace Mann Educators (HMN) reported revenue of $444M for the second quarter 2026 (Q2 2026), +8% from a year earlier and +3% from the quarter before. Operating margin was 11.0%, net earnings $41.6M (9.4% of revenue).
Horace Mann Educators, Q2 2026: revenue $444M (+8% year over year), operating margin 11.0%, net earnings $41.6M, operating cash flow $224M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $444M | +3% | +8% |
| Operating profit | $49.0M | -2% | +34% |
| Net earnings | $41.6M | +1% | +41% |
| Operating cash flow | $224M | +265% | +70% |
What changed
Revenue was $443.5M in Q2 2026, up 8% year over year and up 3% from the previous quarter.
Operating profit was $49.0M, a 11.0% margin (up 2.2 points year over year). Of the extra revenue versus Q2 2025, 39% reached operating profit, above the 9% margin then. Total costs grew 5% against revenue growth of 8%. Net earnings were $41.6M, up 41% year over year. The effective tax rate was 15.1%.
Operating cash flow was $223.7M (up 70% year over year), 538% of net earnings. Non-cash charges added back $6.7M of depreciation and amortization and $2.4M of share-based compensation. Working capital and other items added $173.0M.
Questions
What was Horace Mann Educators' revenue in the second quarter 2026?
Horace Mann Educators (HMN) reported revenue of $444M for the second quarter 2026 (Q2 2026), +8% from a year earlier and +3% from the quarter before.
Was Horace Mann Educators profitable in the second quarter 2026?
Operating profit was $49.0M (11.0% of revenue) and net earnings $41.6M.