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Horace Mann Educators (HMN) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 7, 2026

Horace Mann Educators (HMN) reported revenue of $444M for the second quarter 2026 (Q2 2026), +8% from a year earlier and +3% from the quarter before. Operating margin was 11.0%, net earnings $41.6M (9.4% of revenue).

Revenue$444M
Year over year+8%
Quarter over quarter+3%
Operating margin11.0%
Net earnings$41.6M

Horace Mann Educators, Q2 2026: revenue $444M (+8% year over year), operating margin 11.0%, net earnings $41.6M, operating cash flow $224M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$444M+3%+8%
Operating profit$49.0M-2%+34%
Net earnings$41.6M+1%+41%
Operating cash flow$224M+265%+70%

What changed

Revenue was $443.5M in Q2 2026, up 8% year over year and up 3% from the previous quarter.

Operating profit was $49.0M, a 11.0% margin (up 2.2 points year over year). Of the extra revenue versus Q2 2025, 39% reached operating profit, above the 9% margin then. Total costs grew 5% against revenue growth of 8%. Net earnings were $41.6M, up 41% year over year. The effective tax rate was 15.1%.

Operating cash flow was $223.7M (up 70% year over year), 538% of net earnings. Non-cash charges added back $6.7M of depreciation and amortization and $2.4M of share-based compensation. Working capital and other items added $173.0M.

Questions

What was Horace Mann Educators' revenue in the second quarter 2026?

Horace Mann Educators (HMN) reported revenue of $444M for the second quarter 2026 (Q2 2026), +8% from a year earlier and +3% from the quarter before.

Was Horace Mann Educators profitable in the second quarter 2026?

Operating profit was $49.0M (11.0% of revenue) and net earnings $41.6M.

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Source: Horace Mann Educators 10-Q on SEC EDGAR.