Filing Flows › Horace Mann Educators (HMN) › Q3 2026
Horace Mann Educators (HMN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Horace Mann Educators (HMN) reported revenue of $439M for the third quarter 2026 (Q3 2026), +0.2% from a year earlier and -1% from the quarter before. Operating margin was 16.5%, net earnings $58.5M (13.3% of revenue).
Horace Mann Educators, Q3 2026: revenue $439M (+0.2% year over year), operating margin 16.5%, net earnings $58.5M, operating cash flow $112M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $439M | -1% | +0.2% |
| Operating profit | $72.6M | +48% | +2% |
| Net earnings | $58.5M | +41% | +0.3% |
| Operating cash flow | $112M | -50% | -26% |
What changed
Revenue was $439.2M in Q3 2026, roughly flat year over year and down 1% from the previous quarter.
Operating profit was $72.6M, a 16.5% margin (up 0.2 points year over year). Of the extra revenue versus Q3 2025, 157% reached operating profit, above the 16% margin then. Total costs fell 0% while revenue was flat. Net earnings were $58.5M, roughly flat year over year. The effective tax rate was 19.4%.
Operating cash flow was $112.0M (down 26% year over year), 191% of net earnings. Non-cash charges added back $6.9M of depreciation and amortization and $2.3M of share-based compensation. Working capital and other items added $44.3M.
Questions
What was Horace Mann Educators' revenue in the third quarter 2026?
Horace Mann Educators (HMN) reported revenue of $439M for the third quarter 2026 (Q3 2026), +0.2% from a year earlier and -1% from the quarter before.
Was Horace Mann Educators profitable in the third quarter 2026?
Operating profit was $72.6M (16.5% of revenue) and net earnings $58.5M.