Filing Flows › Horace Mann Educators (HMN) › Q3 2026 › vs Q2 2026
Horace Mann Educators (HMN) Q3 2026 vs Q2 2026 (quarter over quarter)
Horace Mann Educators's revenue fell $4.3M (-1%) from $444M in Q2 2026 to $439M in Q3 2026. Operating margin 16.5% against 11.0% (+5.5 pts).
Horace Mann Educators, Q3 2026: revenue $439M (+0.2% year over year), operating margin 16.5%, net earnings $58.5M, operating cash flow $112M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 16.5% | 11.0% | +5.5 pts |
| Net margin | 13.3% | 9.4% | +3.9 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $439M | $444M | −$4.3M | -1% |
| Operating profit | $72.6M | $49.0M | $23.6M | +48% |
| Costs & expenses | $367M | $394M | −$27.9M | -7% |
| Pre-tax earnings | $72.6M | $49.0M | $23.6M | +48% |
| Net earnings | $58.5M | $41.6M | $16.9M | +41% |
| Income tax | $14.1M | $7.4M | $6.7M | +91% |
| Depreciation & amortization | $6.9M | $6.7M | $200K | +3% |
| Share-based compensation | $2.3M | $2.4M | −$100K | -4% |
| Working capital & other | $44.3M | $173M | −$129M | -74% |
| Operating cash flow | $112M | $224M | −$112M | -50% |
Questions
How much did Horace Mann Educators's revenue grow quarter over quarter in Q3 2026?
Horace Mann Educators's revenue fell $4.3M (-1%) from $444M in Q2 2026 to $439M in Q3 2026. Operating margin 16.5% against 11.0% (+5.5 pts).