Filing Flows › Home Bancshares (HOMB) › Q3 2026 › vs Q3 2025
Home Bancshares (HOMB) Q3 2026 vs Q3 2025 (year over year)
Home Bancshares's revenue rose $10.8M (+4%) from $278M in Q3 2025 to $288M in Q3 2026. The biggest changes: Net interest income +$15.8M (+7%); Noninterest income −$5.1M (-10%). Operating margin 57.9% against 57.4% (+0.5 pts).
Home Bancshares, Q3 2026: revenue $288M (+4% year over year), operating margin 57.9%, net earnings $129M, operating cash flow $171M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 57.9% | 57.4% | +0.5 pts |
| Net margin | 44.9% | 44.5% | +0.4 pts |
| Free cash flow margin | 55.5% | 40.4% | +15.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $242M | $226M | $15.8M | +7% |
| Noninterest income | $46.4M | $51.5M | −$5.1M | -10% |
| Revenue | $288M | $278M | $10.8M | +4% |
| Operating profit | $167M | $159M | $7.6M | +5% |
| Costs & expenses | $122M | $118M | $3.2M | +3% |
| Pre-tax earnings | $167M | $159M | $7.6M | +5% |
| Net earnings | $129M | $124M | $5.8M | +5% |
| Income tax | $37.5M | $35.7M | $1.7M | +5% |
| Depreciation & amortization | $5.8M | $5.3M | $500K | +9% |
| Share-based compensation | $3.4M | $2.7M | $729K | +27% |
| Working capital & other | $32.5M | −$16.4M | $48.9M | — |
| Operating cash flow | $171M | $115M | $55.9M | +49% |
| Free cash flow (OCF − capex) | $160M | $112M | $47.8M | +43% |
| Capital expenditures | $11.1M | $2.9M | $8.2M | +281% |
Questions
How much did Home Bancshares's revenue grow year over year in Q3 2026?
Home Bancshares's revenue rose $10.8M (+4%) from $278M in Q3 2025 to $288M in Q3 2026.
What drove Home Bancshares's revenue change in Q3 2026?
Net interest income +$15.8M (+7%); Noninterest income −$5.1M (-10%).