Filing Flows › Home Bancshares (HOMB) › Q3 2026
Home Bancshares (HOMB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Home Bancshares (HOMB) reported revenue of $288M for the third quarter 2026 (Q3 2026), +4% from a year earlier and -2% from the quarter before. Operating margin was 57.9%, net earnings $129M (44.9% of revenue).
Home Bancshares, Q3 2026: revenue $288M (+4% year over year), operating margin 57.9%, net earnings $129M, operating cash flow $171M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $288M | -2% | +4% |
| Operating profit | $167M | +8% | +5% |
| Net earnings | $129M | +8% | +5% |
| Operating cash flow | $171M | +76% | +49% |
| Free cash flow | $160M | +70% | +43% |
What changed
Revenue was $288.4M in Q3 2026, up 4% year over year and down 2% from the previous quarter. Net interest income was the largest line at 84% of revenue. Net interest income added $15.8M year over year (up 7%), 147% of the total change. Noninterest income declined 10%.
Operating profit was $166.9M, a 57.9% margin (up 0.5 points year over year). Of the extra revenue versus a year earlier, 70% reached operating profit, above the 57% margin then. Total costs grew 3% against revenue growth of 4%. Net earnings were $129.5M, up 5% year over year. The effective tax rate was 22.4%.
Operating cash flow was $171.1M (up 49% year over year), 132% of net earnings. Non-cash charges added back $5.8M of depreciation and amortization and $3.4M of share-based compensation. Working capital and other items added $32.5M. Capital expenditures of $11.1M left free cash flow of $160.0M.
Questions
What was Home Bancshares' revenue in the third quarter 2026?
Home Bancshares (HOMB) reported revenue of $288M for the third quarter 2026 (Q3 2026), +4% from a year earlier and -2% from the quarter before.
Was Home Bancshares profitable in the third quarter 2026?
Operating profit was $167M (57.9% of revenue) and net earnings $129M.
Source: Home Bancshares 10-Q on SEC EDGAR.