Filing Flows › Heritage Insurance Holdings (HRTG) › Q2 2026 › vs Q2 2025
Heritage Insurance Holdings (HRTG) Q2 2026 vs Q2 2025 (year over year)
Heritage Insurance Holdings's revenue rose $6.2M (+3%) from $208M in Q2 2025 to $214M in Q2 2026. Operating margin 39.1% against 31.2% (+8.0 pts).
Heritage Insurance Holdings, Q2 2026: revenue $214M (+3% year over year), operating margin 39.1%, net earnings $61.7M, operating cash flow $142M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 39.1% | 31.2% | +8.0 pts |
| Net margin | 28.8% | 23.1% | +5.7 pts |
| Free cash flow margin | 65.8% | 20.1% | +45.8 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $214M | $208M | $6.2M | +3% |
| Operating profit | $83.8M | $64.9M | $19.0M | +29% |
| Costs & expenses | $130M | $143M | −$12.8M | -9% |
| Pre-tax earnings | $82.2M | $63.0M | $19.2M | +30% |
| Other expense, net | $1.7M | $1.9M | −$190K | -10% |
| SG&A | $23.8M | $24.4M | −$621K | -3% |
| Other operating costs | $107M | $119M | −$12.2M | -10% |
| Net earnings | $61.7M | $48.0M | $13.7M | +29% |
| Income tax | $20.4M | $15.0M | $5.5M | +37% |
| Depreciation & amortization | $2.9M | $3.0M | −$75K | -3% |
| Share-based compensation | $1.7M | $1.6M | $38K | +2% |
| Working capital & other | $75.4M | −$9.4M | $84.7M | — |
| Operating cash flow | $142M | $43.3M | $98.4M | +227% |
| Free cash flow (OCF − capex) | $141M | $41.8M | $99.3M | +238% |
| Capital expenditures | $657K | $1.5M | −$878K | -57% |
Questions
How much did Heritage Insurance Holdings's revenue grow year over year in Q2 2026?
Heritage Insurance Holdings's revenue rose $6.2M (+3%) from $208M in Q2 2025 to $214M in Q2 2026. Operating margin 39.1% against 31.2% (+8.0 pts).