Filing Flows › Heritage Insurance Holdings (HRTG) › Q2 2026
Heritage Insurance Holdings (HRTG) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
Heritage Insurance Holdings (HRTG) reported revenue of $214M for the second quarter 2026 (Q2 2026), +3% from a year earlier and +0.7% from the quarter before. Operating margin was 39.1%, net earnings $61.7M (28.8% of revenue).
Heritage Insurance Holdings, Q2 2026: revenue $214M (+3% year over year), operating margin 39.1%, net earnings $61.7M, operating cash flow $142M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $214M | +0.7% | +3% |
| Operating profit | $83.8M | +65% | +29% |
| Net earnings | $61.7M | +69% | +29% |
| Operating cash flow | $142M | +470% | +227% |
| Free cash flow | $141M | +512% | +238% |
What changed
Revenue was $214.2M in Q2 2026, up 3% year over year and up 1% from the previous quarter.
Operating profit was $83.8M, a 39.1% margin (up 8.0 points year over year). Of the extra revenue versus Q2 2025, 308% reached operating profit, above the 31% margin then. Total costs fell 9% while revenue rose 3%. Net earnings were $61.7M, up 28% year over year. The effective tax rate was 24.9%.
Operating cash flow was $141.7M (up 227% year over year), 230% of net earnings. Non-cash charges added back $2.9M of depreciation and amortization and $1.7M of share-based compensation. Working capital and other items added $75.4M. Capital expenditures of $657K left free cash flow of $141.0M.
Questions
What was Heritage Insurance Holdings' revenue in the second quarter 2026?
Heritage Insurance Holdings (HRTG) reported revenue of $214M for the second quarter 2026 (Q2 2026), +3% from a year earlier and +0.7% from the quarter before.
Was Heritage Insurance Holdings profitable in the second quarter 2026?
Operating profit was $83.8M (39.1% of revenue) and net earnings $61.7M.