Filing Flows › HomeTrust Bancshares (HTB) › Q3 2026 › vs Q3 2025
HomeTrust Bancshares (HTB) Q3 2026 vs Q3 2025 (year over year)
HomeTrust Bancshares's revenue rose $1.4M (+3%) from $54.1M in Q3 2025 to $55.5M in Q3 2026. The biggest changes: Net interest income +$1.1M (+2%); Noninterest income +$318K (+4%). Operating margin 37.1% against 38.5% (-1.5 pts).
HomeTrust Bancshares, Q3 2026: revenue $55.5M (+3% year over year), operating margin 37.1%, net earnings $18.0M, operating cash flow $10.3M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 37.1% | 38.5% | -1.5 pts |
| Net margin | 32.4% | 30.5% | +1.9 pts |
| Free cash flow margin | 16.7% | -20.2% | +36.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $46.5M | $45.4M | $1.1M | +2% |
| Noninterest income | $9.1M | $8.8M | $318K | +4% |
| Revenue | $55.5M | $54.1M | $1.4M | +3% |
| Operating profit | $20.6M | $20.9M | −$269K | -1% |
| Costs & expenses | $34.9M | $33.3M | $1.7M | +5% |
| Pre-tax earnings | $20.6M | $20.9M | −$269K | -1% |
| Noninterest expense | $34.1M | $31.3M | $2.9M | +9% |
| Other operating costs | $805K | $2.0M | −$1.2M | -60% |
| Net earnings | $18.0M | $16.5M | $1.5M | +9% |
| Income tax | $2.6M | $4.4M | −$1.7M | -40% |
| Share-based compensation | $835K | $593K | $242K | +41% |
| Working capital & other | $8.5M | $27.6M | −$19.1M | -69% |
| Operating cash flow | $10.3M | −$10.2M | $20.5M | — |
| Free cash flow (OCF − capex) | $9.3M | −$10.9M | $20.2M | — |
| Capital expenditures | $1.0M | $760K | $277K | +36% |
Questions
How much did HomeTrust Bancshares's revenue grow year over year in Q3 2026?
HomeTrust Bancshares's revenue rose $1.4M (+3%) from $54.1M in Q3 2025 to $55.5M in Q3 2026.
What drove HomeTrust Bancshares's revenue change in Q3 2026?
Net interest income +$1.1M (+2%); Noninterest income +$318K (+4%).