Filing Flows › HomeTrust Bancshares (HTB) › Q3 2026
HomeTrust Bancshares (HTB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
HomeTrust Bancshares (HTB) reported revenue of $55.5M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +2% from the quarter before. Operating margin was 37.1%, net earnings $18.0M (32.4% of revenue).
HomeTrust Bancshares, Q3 2026: revenue $55.5M (+3% year over year), operating margin 37.1%, net earnings $18.0M, operating cash flow $10.3M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $55.5M | +2% | +3% |
| Operating profit | $20.6M | +5% | -1% |
| Net earnings | $18.0M | +15% | +9% |
| Operating cash flow | $10.3M | +600% | — |
| Free cash flow | $9.3M | 74× | — |
What changed
Revenue was $55.5M in Q3 2026, up 3% year over year and up 2% from the previous quarter. Net interest income was the largest line at 84% of revenue. Net interest income added $1.1M year over year (up 2%), 77% of the total change.
Operating profit was $20.6M, a 37.1% margin (down 1.5 points year over year). Operating profit fell $269K even though revenue rose $1.4M versus a year earlier, so costs grew faster than sales. Total costs grew 5% against revenue growth of 3%. Net earnings were $18.0M, up 9% year over year. The effective tax rate was 12.7%.
Operating cash flow was $10.3M, 57% of net earnings. Non-cash charges added back $835K of share-based compensation. Working capital and other items used $8.5M. Capital expenditures of $1.0M left free cash flow of $9.3M.
Questions
What was HomeTrust Bancshares' revenue in the third quarter 2026?
HomeTrust Bancshares (HTB) reported revenue of $55.5M for the third quarter 2026 (Q3 2026), +3% from a year earlier and +2% from the quarter before.
Was HomeTrust Bancshares profitable in the third quarter 2026?
Operating profit was $20.6M (37.1% of revenue) and net earnings $18.0M.