Filing Flows › Hawthorn Bancshares (HWBK) › Q3 2026 › vs Q3 2025
Hawthorn Bancshares (HWBK) Q3 2026 vs Q3 2025 (year over year)
Hawthorn Bancshares's revenue rose $2.4M (+12%) from $20.6M in Q3 2025 to $23.0M in Q3 2026. The biggest changes: Net interest income +$2.4M (+14%); Noninterest income −$12K (-0.3%). Operating margin 35.0% against 37.7% (-2.7 pts).
Hawthorn Bancshares, Q3 2026: revenue $23.0M (+12% year over year), operating margin 35.0%, net earnings $7.1M, operating cash flow −$1.8M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 35.0% | 37.7% | -2.7 pts |
| Net margin | 30.7% | 29.8% | +0.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $19.3M | $16.9M | $2.4M | +14% |
| Noninterest income | $3.7M | $3.7M | −$12K | -0.3% |
| Revenue | $23.0M | $20.6M | $2.4M | +12% |
| Operating profit | $8.0M | $7.8M | $289K | +4% |
| Costs & expenses | $14.9M | $12.8M | $2.1M | +17% |
| Pre-tax earnings | $7.8M | $7.5M | $357K | +5% |
| Other expense, net | $202K | $270K | −$68K | -25% |
| Net earnings | $7.1M | $6.1M | $930K | +15% |
| Income tax | $785K | $1.4M | −$573K | -42% |
| Operating cash sources | $10.5M | $6.5M | $4.0M | +62% |
| Depreciation & amortization | $1.5M | $541K | $931K | +172% |
| Share-based compensation | $174K | $104K | $70K | +67% |
| Cash used in operations | $1.8M | −$288K | $2.1M | — |
| Working capital & other | $10.5M | $6.5M | $4.0M | +62% |
Questions
How much did Hawthorn Bancshares's revenue grow year over year in Q3 2026?
Hawthorn Bancshares's revenue rose $2.4M (+12%) from $20.6M in Q3 2025 to $23.0M in Q3 2026.
What drove Hawthorn Bancshares's revenue change in Q3 2026?
Net interest income +$2.4M (+14%); Noninterest income −$12K (-0.3%).