Filing Flows › Hawthorn Bancshares (HWBK) › How it makes money
How Hawthorn Bancshares (HWBK) makes money
Hawthorn Bancshares (HWBK) made $23.0M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $19.3M (84%); Noninterest income brought in $3.7M (16%). Of every dollar of revenue, 35¢ was left as operating profit, 31¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $19.3M | 83.9% | +12% | +14% |
| Noninterest income | $3.7M | 16.1% | -31% | -0.3% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $23.0M | 100.0% |
| Operating profit | $8.0M | 35.0% |
| Income tax | $785K | 3.4% |
| Net earnings | $7.1M | 30.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $23.0M | +12% |
From Hawthorn Bancshares' 10-Q filed Nov 9, 2026 (on EDGAR).
Questions
How does Hawthorn Bancshares make money?
Hawthorn Bancshares (HWBK) made $23.0M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $19.3M (84%); Noninterest income brought in $3.7M (16%). Of every dollar of revenue, 35¢ was left as operating profit, 31¢ was left as net earnings.
What is Hawthorn Bancshares' biggest business?
Net interest income: $19.3M in the third quarter 2026, 84% of revenue, +14% from a year earlier.
What is Hawthorn Bancshares' profit margin?
Net earnings were $7.1M, 30.7% of revenue, in the third quarter 2026; the operating margin was 35.0%.
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.