Filing Flows › Hancock Whitney (HWC) › Q3 2026 › vs Q3 2025
Hancock Whitney (HWC) Q3 2026 vs Q3 2025 (year over year)
Hancock Whitney's revenue rose $34.4M (+9%) from $386M in Q3 2025 to $420M in Q3 2026. The biggest changes: Net interest income +$33.4M (+12%); Noninterest income +$1.0M (+1%). Operating margin 33.8% against 41.6% (-7.8 pts).
Hancock Whitney, Q3 2026: revenue $420M (+9% year over year), operating margin 33.8%, net earnings $110M, operating cash flow $260M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 33.8% | 41.6% | -7.8 pts |
| Net margin | 26.2% | 33.0% | -6.8 pts |
| Free cash flow margin | 60.7% | 40.2% | +20.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $313M | $280M | $33.4M | +12% |
| Noninterest income | $107M | $106M | $1.0M | +1% |
| Revenue | $420M | $386M | $34.4M | +9% |
| Operating profit | $142M | $160M | −$18.3M | -11% |
| Costs & expenses | $278M | $225M | $52.7M | +23% |
| Pre-tax earnings | $142M | $160M | −$18.3M | -11% |
| Noninterest expense | $262M | $213M | $49.2M | +23% |
| Other operating costs | $16.1M | $12.7M | $3.4M | +27% |
| Net earnings | $110M | $127M | −$17.4M | -14% |
| Income tax | $32.0M | $32.9M | −$905K | -3% |
| Depreciation & amortization | $6.6M | $6.1M | $459K | +8% |
| Share-based compensation | $7.1M | $6.4M | $668K | +10% |
| Working capital & other | $136M | $18.8M | $118M | +626% |
| Operating cash flow | $260M | $159M | $101M | +64% |
| Free cash flow (OCF − capex) | $255M | $155M | $100M | +65% |
| Capital expenditures | $5.1M | $3.8M | $1.3M | +33% |
Questions
How much did Hancock Whitney's revenue grow year over year in Q3 2026?
Hancock Whitney's revenue rose $34.4M (+9%) from $386M in Q3 2025 to $420M in Q3 2026.
What drove Hancock Whitney's revenue change in Q3 2026?
Net interest income +$33.4M (+12%); Noninterest income +$1.0M (+1%).