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Hancock Whitney (HWC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Hancock Whitney (HWC) reported revenue of $420M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +5% from the quarter before. Operating margin was 33.8%, net earnings $110M (26.2% of revenue).
Hancock Whitney, Q3 2026: revenue $420M (+9% year over year), operating margin 33.8%, net earnings $110M, operating cash flow $260M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $420M | +5% | +9% |
| Operating profit | $142M | -12% | -11% |
| Net earnings | $110M | -13% | -14% |
| Operating cash flow | $260M | +72% | +64% |
| Free cash flow | $255M | +70% | +65% |
What changed
Revenue was $420.1M in Q3 2026, up 9% year over year and up 5% from the previous quarter. Net interest income was the largest line at 75% of revenue. Net interest income added $33.4M year over year (up 12%), 97% of the total change.
Operating profit was $142.0M, a 33.8% margin (down 7.8 points year over year). Operating profit fell $18.3M even though revenue rose $34.4M versus a year earlier, so costs grew faster than sales. Total costs grew 23% against revenue growth of 9%. The fastest-growing cost line was Other operating costs (+27%). Net earnings were $110.1M, down 14% year over year. The effective tax rate was 22.5%.
Operating cash flow was $260.1M (up 64% year over year), 236% of net earnings. Non-cash charges added back $6.6M of depreciation and amortization and $7.1M of share-based compensation. Working capital and other items added $136.4M. Capital expenditures of $5.1M left free cash flow of $255.0M.
Questions
What was Hancock Whitney's revenue in the third quarter 2026?
Hancock Whitney (HWC) reported revenue of $420M for the third quarter 2026 (Q3 2026), +9% from a year earlier and +5% from the quarter before.
Was Hancock Whitney profitable in the third quarter 2026?
Operating profit was $142M (33.8% of revenue) and net earnings $110M.
Source: Hancock Whitney 10-Q on SEC EDGAR.