Filing Flows

Filing Flows › International Money Express (IMXI) › Q1 2026 › vs Q1 2025

International Money Express (IMXI) Q1 2026 vs Q1 2025 (year over year)

International Money Express's revenue fell $22.4M (-15%) from $144M in Q1 2025 to $122M in Q1 2026. The biggest changes: Wire transfer and money order fees, net −$20.4M (-17%); Foreign exchange gain, net −$3.9M (-19%); Other income +$1.9M (+48%). Operating margin 3.0% against 9.8% (-6.7 pts).

International Money Express, Q1 2026: revenue $122M (-16% year over year), operating margin 3.0%, net earnings $511K, operating cash flow −$37.4M. The chart draws each line against Q1 2025, the increases inside each band.

International Money Express: what changed, Q1 2026 vs Q1 2025International Money Express: what changed, Q1 2026 vs Q1 2025Cash used in operations$78.6MOperating cash sources$72.9MWorking capital & other$72.9MWire transfer and money order…−$20.4MCosts & expenses−$12.0MOperating profit−$10.4MPre-tax earnings−$9.9MNet earnings−$7.3MForeign exchange gain, net−$3.9MIncome tax−$2.7M

Margins

Q1 2026Q1 2025Change
Operating margin3.0%9.8%-6.7 pts
Net margin0.4%5.4%-5.0 pts

Every line

LineQ1 2026Q1 2025Change%
Wire transfer and money order fees, net$99.8M$120M−$20.4M-17%
Foreign exchange gain, net$16.3M$20.2M−$3.9M-19%
Other income$5.9M$4.0M$1.9M+48%
Revenue$122M$144M−$22.4M-15%
Operating profit$3.7M$14.1M−$10.4M-74%
Costs & expenses$118M$130M−$12.0M-9%
Pre-tax earnings$1.5M$11.4M−$9.9M-87%
Other expense, net$2.2M$2.7M−$492K-18%
Net earnings$511K$7.8M−$7.3M-93%
Income tax$955K$3.6M−$2.7M-74%
Operating cash sources$45.1M−$27.8M$72.9M—
Depreciation & amortization$4.7M$3.6M$1.1M+29%
Share-based compensation$2.5M$2.1M$414K+20%
Cash used in operations$37.4M−$41.3M$78.6M—
Working capital & other$45.1M−$27.8M$72.9M—

Questions

How much did International Money Express's revenue grow year over year in Q1 2026?

International Money Express's revenue fell $22.4M (-15%) from $144M in Q1 2025 to $122M in Q1 2026.

What drove International Money Express's revenue change in Q1 2026?

Wire transfer and money order fees, net −$20.4M (-17%); Foreign exchange gain, net −$3.9M (-19%); Other income +$1.9M (+48%).

Q1 2026 results → · Compare in the interactive Sankey →