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International Money Express (IMXI) earnings and revenue breakdown

Latest: Q2 2026 · 10-Q filed Aug 10, 2026 · International Money Express (IMXI) Q2 2026 earnings results →

Q2 2026 Revenue down 19% year over year to $131M · 3¢ of every $1 of revenue kept as net profit · operating margin 6.7%

International Money Express made $131M in Q2 2026 (-19% Y/Y): Wire transfer and money order fees, net $108M, Foreign exchange gain, net $16.7M, Other income $6.9M. Operating margin 6.7%, net earnings $4.2M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 10, 2026.

Revenue$131M
Year over year-19%
Operating margin6.7%
Net earnings$4.2M
Operating cash flow$113M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $131.2M in Q2 2026, down 19% year over year and up 8% from the previous quarter. Wire transfer and money order fees, net was the largest line at 82% of revenue. Wire transfer and money order fees, net lost $25.4M year over year (down 19%), 85% of the total change.

Operating profit was $8.8M, a 6.7% margin (down 5.4 points year over year). Total costs fell 14% while revenue fell 19%. Net earnings were $4.2M, down 62% year over year. The effective tax rate was 34.6%.

Operating cash flow was $112.7M (up 182% year over year), 2681% of net earnings. Non-cash charges added back $4.8M of depreciation and amortization and $2.6M of share-based compensation. Working capital and other items added $101.1M. Capital expenditures of $5.5M left free cash flow of $107.2M.

Quarterly history

International Money Express revenue by quarterInternational Money Express revenue by quarter$165MQ4 2024$144MQ1 2025$161MQ2 2025$155MQ3 2025$147MQ4 2025$122MQ1 2026$131MQ2 2026
International Money Express net earnings by quarterInternational Money Express net earnings by quarter$15.4MQ4 2024$7.8MQ1 2025$11.0MQ2 2025$5.0MQ3 2025$8.9MQ4 2025$511KQ1 2026$4.2MQ2 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q2 202610-QAug 10, 2026$131M-19%6.7%$4.2M$113M
Q1 202610-QMay 11, 2026$122M-16%3.0%$511K−$37.4M
Q4 202510-KMar 6, 2026$147M-10%7.9%$8.9M−$15.6M
Q3 202510-QNov 10, 2025$155M-10%6.8%$5.0M−$28.7M
Q2 202510-QAug 11, 2025$161M-6%12.1%$11.0M$39.9M
Q1 202510-QMay 8, 2025$144M-4%9.8%$7.8M$41.3M
Q4 202410-KFeb 27, 2025$165M-4%15.0%$15.4M−$4.9M

Charts

International Money Express: revenue growth, year over year and quarter over quarterInternational Money Express: revenue growth, year over year and quarter over quarterY/YQ/Q-4%Q4 2024-4%-12%Q1 2025-6%+12%Q2 2025-10%-4%Q3 2025-10%-5%Q4 2025-16%-17%Q1 2026-19%+8%Q2 2026
Latest (Q2 2026): Y/Y -19%, Q/Q +8%.
International Money Express: where the cash came from (+) and went (−), TTM to Q2 2026International Money Express: where the cash came from (+) and went (−), TTM to Q2 2026Operating cash flow$31.1MNet borrowing (+) / repaid (−)−$30.3MCash drawn (+) / kept (−)$24.1MCapital spending−$22.2MTaxes on employees’ shares−$1.1MOther investing−$804KExchange rates−$722KOther financing−$12K
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
International Money Express: profit against cash, quarter by quarterInternational Money Express: profit against cash, quarter by quarterNet incomeOperating cash flow$17.3M$29.3MQ3 2024$15.4M−$4.9MQ4 2024$7.8M$41.3MQ1 2025$11.0M$39.9MQ2 2025$5.0M−$28.7MQ3 2025$8.9M−$15.6MQ4 2025$511K−$37.4MQ1 2026$4.2M$113MQ2 2026
Latest (Q2 2026): Net income $4.2M, Operating cash flow $113M.
International Money Express: diluted shares by fiscal yearInternational Money Express: diluted shares by fiscal year38MFY202039MFY202139MFY202236MFY202333MFY202430MFY2025
-21.3% since FY2020: buybacks shrank the count.
International Money Express in its industry: growth against margin (87 companies, SIC 7389)International Money Express in its industry: growth against margin (87 companies, SIC 7389)revenue growth, year over year →↑ operating marginmedian +8%median 7%ACNUBERVMELIMAPYPLFISVDASHAMTMFISGPNEBAYCNXCLYFTBRCPAYFOURRBAMMSTNETAKAMCARTWUCSGPADVMSCIWEXZGCBZETSYFICOTICEXLSCNDTRELYALITMBGLQNSTMAXPAYHQYPAYOPRTHCTEVXMTRFLYWGETYANDGNUTXACVAXBPSEZLLQDTPHRRMNIRPAYRGPSCORJANLCASSAMWLSGRPDHXBAERPAYSOPRXNOTEHGBLPOWWRSSSDVLTPAYDQMCIINVUTGLASFHCJMBOLBXHLDFTFTDBMMCNFNSRCOGBUXWASTBCRDIMXI (-19%, 7%)
Services-Business Services, NEC; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

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💵Where each $1 goesinteractive

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🌏Named in Asian annual reportsinteractive

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🔄Rotation against the market and its industry (RRG)interactive

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🔍Earnings qualityinteractive

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⚖️Fair value by methodinteractive

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🔭Outlook & guidanceinteractive

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About International Money Express

International Money Express, Inc. (the “Company” or “Intermex”) is a global leading omnichannel money remittance services company focused primarily on the United States of America (“United States” or “U.S.”) to Latin America and the Caribbean (“LAC”) corridor, which includes Mexico, Central and South America and the Caribbean. We also provide our remittance services to Africa and Asia from the United States and offer money transfer services from Canada to Latin America and Africa. We also provide remittance services from Spain, Italy and Germany to Africa, Asia and Latin America. We utilize our proprietary technology to deliver convenient, reliable and value-added services to consumers through a broad network of sending and paying agents.

In its own words, from its 10-K, filed Mar 6, 2026.

International Money Express against its Services-Business Services, NEC peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -19% against the peers' median +10%. Operating margin: 6.7% against the peers' median 9.8%.

CompanyQuarterRevenueY/YOp. margin
IMXI International Money ExpressQ2 2026$131M-19%6.7%
ACN AccentureQ4 FY26$18.7B+6%15.3%
UBER Uber TechnologiesQ3 2026$14.8B+10%9.8%
V VisaQ4 FY26$12.1B+13%59.8%
MELI MercadoLibreQ3 2026$10.8B+45%6.3%
MA MastercardQ3 2026$9.8B+14%59.8%
PYPL PayPal HoldingsQ3 2026$8.6B+2%16.3%
FISV FiservQ3 2026$5.2B-1%-105.7%
DASH DoorDashQ3 2026$4.6B+34%9.6%

Source: International Money Express 10-Q on SEC EDGAR · CIK 1683695 · Services-Business Services, NEC

13F: who owns IMXI and who is buying

Largest holders of IMXI (13F)Largest holders of IMXI (13F)BlackRock$33.3MMagnetar Financial LLC$29.0MVanguard Group$25.0MAlliancebernstein L.P.$24.2MOddo BHF Asset Management SAS$21.2MMan Group$18.1MVanguard Capital Management LLC$17.8MFIL$17.4MQube Research & Technologies$16.6MMorgan Stanley$15.5M
Funds' net buying of IMXI by quarter (13F)Funds' net buying of IMXI by quarter (13F)$22.5M2024-09−$22.2M2024-12−$1.9M2025-03−$1.3M2025-06$11.5M2025-09−$8.0M2025-12$8.5M2026-03$41.8M2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on IMXI

History

Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results

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