Filing Flows › Comparisons › IMXI vs PHR
International Money Express vs Phreesia: IMXI and PHR compared
International Money Express is the larger company: $131M of revenue in its latest quarter (Q2 2026) against $129M for Phreesia (Q2 FY27). Phreesia is growing faster (+10% against -19% a year earlier). International Money Express is more profitable, with an operating margin of 6.7% against 5.9%.
Where the money goes: IMXI and PHR
International Money Express (IMXI) · Q2 2026
International Money Express, Q2 2026: revenue $131M (-19% year over year), operating margin 6.7%, net earnings $4.2M, operating cash flow $113M. The chart follows the revenue to costs, profit and cash.
Phreesia (PHR) · Q2 FY27
Phreesia, Q2 FY27: revenue $129M (+10% year over year), operating margin 5.9%, net earnings $1.9M, operating cash flow $18.3M. The chart follows the revenue to costs, profit and cash.
| International Money Express (IMXI) | Phreesia (PHR) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q2 FY27 |
| Revenue | $131M | $129M |
| Revenue growth, Y/Y | -19% | +10% |
| Operating margin | 6.7% | 5.9% |
| Net earnings | $4.2M | $1.9M |
| Net margin | 3.2% | 1.5% |
| Operating cash flow | $113M | $18.3M |
| Free cash flow | $107M | $13.8M |
Where the revenue comes from
International Money Express
- Wire transfer and money order fees, net: $108M (82%)
- Foreign exchange gain, net: $16.7M (13%)
- Other income: $6.9M (5%)
Phreesia
- Subscription and related services: $52.7M (41%)
- Payment solutions: $38.5M (30%)
- Network solutions: $38.3M (30%)
Questions
Which is bigger, International Money Express or Phreesia?
International Money Express is the larger company: $131M of revenue in its latest quarter (Q2 2026) against $129M for Phreesia (Q2 FY27).
Is International Money Express or Phreesia growing faster?
Phreesia is growing faster (+10% against -19% a year earlier).
Which is more profitable, International Money Express or Phreesia?
International Money Express is more profitable, with an operating margin of 6.7% against 5.9%.
More: International Money Express earnings · how International Money Express makes money · Phreesia earnings · how Phreesia makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 10, 2026; 10-Q filed Sep 3, 2026). Fiscal quarters can end on different dates. Not investment advice.