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How International Money Express (IMXI) makes money

International Money Express (IMXI) made $131M of revenue in the second quarter 2026 (Q2 2026), -19% from a year earlier. Wire transfer and money order fees, net brought in $108M (82%); Foreign exchange gain, net brought in $16.7M (13%); Other income brought in $6.9M (5%). Of every dollar of revenue, 7¢ was left as operating profit, 3¢ was left as net earnings.

Drawing the Sankey…

International Money Express revenue by segment, Q2 2026International Money Express revenue by segment, Q2 2026Wire transfer and money order fee…$108MForeign exchange gain, net$16.7MOther income$6.9M
International Money Express: revenue by line, Q4 2024 to Q2 2026International Money Express: revenue by line, Q4 2024 to Q2 2026Wire transfer and mon…Foreign exchange gain…Other incomeWire transfer and money order fees, net: $108M latest$108MForeign exchange gain, net: $16.7M latest$16.7MOther income: $6.9M latestQ4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026
The mix barely moved between Q4 2024 and Q2 2026.
International Money Express revenue by quarterInternational Money Express revenue by quarter$165MQ4 2024$144MQ1 2025$161MQ2 2025$155MQ3 2025$147MQ4 2025$122MQ1 2026$131MQ2 2026
International Money Express: where each dollar of revenue goesInternational Money Express: where each dollar of revenue goesOperating profit7¢Income tax2¢Net earnings3¢Operating cash flow86¢Free cash flow82¢

Revenue by segment, Q2 2026

SegmentRevenueShareQ/QY/Y
Wire transfer and money order fees, net$108M82.0%+8%-19%
Foreign exchange gain, net$16.7M12.7%+2%-30%
Other income$6.9M5.3%+18%+55%

Where each dollar of revenue goes

LineQ2 2026% of revenue
Revenue$131M100.0%
Operating profit$8.8M6.7%
Income tax$2.2M1.7%
Net earnings$4.2M3.2%
Operating cash flow$113M85.9%
Free cash flow$107M81.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q2 2026$131M-19%
Q1 2026$122M-16%
Q4 2025$147M-10%
Q3 2025$155M-10%
Q2 2025$161M-6%
Q1 2025$144M-4%
Q4 2024$165M-4%

From International Money Express' 10-Q filed Aug 10, 2026 (on EDGAR).

Questions

How does International Money Express make money?

International Money Express (IMXI) made $131M of revenue in the second quarter 2026 (Q2 2026), -19% from a year earlier. Wire transfer and money order fees, net brought in $108M (82%); Foreign exchange gain, net brought in $16.7M (13%); Other income brought in $6.9M (5%). Of every dollar of revenue, 7¢ was left as operating profit, 3¢ was left as net earnings.

What is International Money Express' biggest business?

Wire transfer and money order fees, net: $108M in the second quarter 2026, 82% of revenue, -19% from a year earlier.

What is International Money Express' profit margin?

Net earnings were $4.2M, 3.2% of revenue, in the second quarter 2026; the operating margin was 6.7%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.