Filing Flows › International Money Express (IMXI) › Q2 2025
International Money Express (IMXI) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 11, 2025
International Money Express (IMXI) reported revenue of $161M for the second quarter 2025 (Q2 2025), -6% from a year earlier and +12% from the quarter before. Operating margin was 12.1%, net earnings $11.0M (6.8% of revenue).
International Money Express, Q2 2025: revenue $161M (-6% year over year), operating margin 12.1%, net earnings $11.0M, operating cash flow $39.9M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $161M | +12% | -6% |
| Operating profit | $19.5M | +38% | -15% |
| Net earnings | $11.0M | +42% | -22% |
| Operating cash flow | $39.9M | -3% | — |
| Free cash flow | $35.3M | -2% | — |
What changed
Revenue was $161.1M in Q2 2025, down 6% year over year and up 12% from the previous quarter. Wire transfer and money order fees, net was the largest line at 83% of revenue. Wire transfer and money order fees, net lost $12.9M year over year (down 9%), 124% of the total change.
Operating profit was $19.5M, a 12.1% margin (down 1.3 points year over year). Total costs fell 5% while revenue fell 6%. Net earnings were $11.0M, down 22% year over year. The effective tax rate was 32.8%.
Operating cash flow was $39.9M, 363% of net earnings. Non-cash charges added back $4.5M of depreciation and amortization and $2.1M of share-based compensation. Working capital and other items added $22.3M. Capital expenditures of $4.6M left free cash flow of $35.3M.
Questions
What was International Money Express' revenue in the second quarter 2025?
International Money Express (IMXI) reported revenue of $161M for the second quarter 2025 (Q2 2025), -6% from a year earlier and +12% from the quarter before.
Was International Money Express profitable in the second quarter 2025?
Operating profit was $19.5M (12.1% of revenue) and net earnings $11.0M.