Filing Flows › International Money Express (IMXI) › Q3 2025
International Money Express (IMXI) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 10, 2025
International Money Express (IMXI) reported revenue of $155M for the third quarter 2025 (Q3 2025), -10% from a year earlier and -4% from the quarter before. Operating margin was 6.8%, net earnings $5.0M (3.2% of revenue).
International Money Express, Q3 2025: revenue $155M (-10% year over year), operating margin 6.8%, net earnings $5.0M, operating cash flow −$28.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $155M | -4% | -10% |
| Operating profit | $10.5M | -46% | -62% |
| Net earnings | $5.0M | -55% | -71% |
| Operating cash flow | −$28.7M | -172% | — |
What changed
Revenue was $154.9M in Q3 2025, down 10% year over year and down 4% from the previous quarter. Wire transfer and money order fees, net was the largest line at 82% of revenue. Wire transfer and money order fees, net lost $16.8M year over year (down 12%), 99% of the total change.
Operating profit was $10.5M, a 6.8% margin (down 9.4 points year over year). Total costs grew 0% against a revenue fall of 10%. Net earnings were $5.0M, down 71% year over year. The effective tax rate was 34.3%.
Operating cash flow was −$28.7M. Non-cash charges added back $4.4M of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items used $40.8M. Capital expenditures of $6.9M exceeded it, leaving free cash flow of −$35.5M.
Questions
What was International Money Express' revenue in the third quarter 2025?
International Money Express (IMXI) reported revenue of $155M for the third quarter 2025 (Q3 2025), -10% from a year earlier and -4% from the quarter before.
Was International Money Express profitable in the third quarter 2025?
Operating profit was $10.5M (6.8% of revenue) and net earnings $5.0M.