Filing Flows › International Money Express (IMXI) › Q4 2025
International Money Express (IMXI) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 6, 2026
International Money Express (IMXI) reported revenue of $147M for the fourth quarter 2025 (Q4 2025), -11% from a year earlier and -5% from the quarter before. Operating margin was 7.9%, net earnings $8.9M (6.1% of revenue).
International Money Express, Q4 2025: revenue $147M (-10% year over year), operating margin 7.9%, net earnings $8.9M, operating cash flow −$15.6M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $147M | -5% | -11% |
| Operating profit | $11.6M | +10% | -53% |
| Net earnings | $8.9M | +80% | -42% |
| Operating cash flow | −$15.6M | — | — |
What changed
Revenue was $147.4M in Q4 2025, down 11% year over year and down 5% from the previous quarter. Wire transfer and money order fees, net was the largest line at 82% of revenue.
Operating profit was $11.6M, a 7.9% margin (down 7.1 points year over year). Total costs fell 3% while revenue fell 11%. Net earnings were $8.9M, down 42% year over year. The effective tax rate was 24.3%.
Operating cash flow was −$15.6M. Non-cash charges added back $4.7M of depreciation and amortization and $2.3M of share-based compensation. Working capital and other items used $31.5M. Capital expenditures of $4.4M exceeded it, leaving free cash flow of −$20.0M.
Questions
What was International Money Express' revenue in the fourth quarter 2025?
International Money Express (IMXI) reported revenue of $147M for the fourth quarter 2025 (Q4 2025), -11% from a year earlier and -5% from the quarter before.
Was International Money Express profitable in the fourth quarter 2025?
Operating profit was $11.6M (7.9% of revenue) and net earnings $8.9M.