Filing Flows › International Money Express (IMXI) › Q2 2026
International Money Express (IMXI) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 10, 2026
International Money Express (IMXI) reported revenue of $131M for the second quarter 2026 (Q2 2026), -19% from a year earlier and +8% from the quarter before. Operating margin was 6.7%, net earnings $4.2M (3.2% of revenue).
International Money Express, Q2 2026: revenue $131M (-19% year over year), operating margin 6.7%, net earnings $4.2M, operating cash flow $113M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $131M | +8% | -19% |
| Operating profit | $8.8M | +138% | -55% |
| Net earnings | $4.2M | +723% | -62% |
| Operating cash flow | $113M | — | +182% |
| Free cash flow | $107M | — | +203% |
What changed
Revenue was $131.2M in Q2 2026, down 19% year over year and up 8% from the previous quarter. Wire transfer and money order fees, net was the largest line at 82% of revenue. Wire transfer and money order fees, net lost $25.4M year over year (down 19%), 85% of the total change.
Operating profit was $8.8M, a 6.7% margin (down 5.4 points year over year). Total costs fell 14% while revenue fell 19%. Net earnings were $4.2M, down 62% year over year. The effective tax rate was 34.6%.
Operating cash flow was $112.7M (up 182% year over year), 2681% of net earnings. Non-cash charges added back $4.8M of depreciation and amortization and $2.6M of share-based compensation. Working capital and other items added $101.1M. Capital expenditures of $5.5M left free cash flow of $107.2M.
Questions
What was International Money Express' revenue in the second quarter 2026?
International Money Express (IMXI) reported revenue of $131M for the second quarter 2026 (Q2 2026), -19% from a year earlier and +8% from the quarter before.
Was International Money Express profitable in the second quarter 2026?
Operating profit was $8.8M (6.7% of revenue) and net earnings $4.2M.