Filing Flows › International Money Express (IMXI) › Q2 2026 › vs Q2 2025
International Money Express (IMXI) Q2 2026 vs Q2 2025 (year over year)
International Money Express's revenue fell $30.0M (-19%) from $161M in Q2 2025 to $131M in Q2 2026. The biggest changes: Wire transfer and money order fees, net −$25.4M (-19%); Foreign exchange gain, net −$7.0M (-30%); Other income +$2.4M (+55%). Operating margin 6.7% against 12.1% (-5.4 pts).
International Money Express, Q2 2026: revenue $131M (-19% year over year), operating margin 6.7%, net earnings $4.2M, operating cash flow $113M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 6.7% | 12.1% | -5.4 pts |
| Net margin | 3.2% | 6.8% | -3.6 pts |
| Free cash flow margin | 81.8% | 21.9% | +59.8 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Wire transfer and money order fees, net | $108M | $133M | −$25.4M | -19% |
| Foreign exchange gain, net | $16.7M | $23.7M | −$7.0M | -30% |
| Other income | $6.9M | $4.5M | $2.4M | +55% |
| Revenue | $131M | $161M | −$30.0M | -19% |
| Operating profit | $8.8M | $19.5M | −$10.7M | -55% |
| Costs & expenses | $122M | $142M | −$19.3M | -14% |
| Pre-tax earnings | $6.4M | $16.4M | −$9.9M | -61% |
| Other expense, net | $2.3M | $3.1M | −$773K | -25% |
| Net earnings | $4.2M | $11.0M | −$6.8M | -62% |
| Income tax | $2.2M | $5.4M | −$3.1M | -58% |
| Depreciation & amortization | $4.8M | $4.5M | $338K | +8% |
| Share-based compensation | $2.6M | $2.1M | $496K | +23% |
| Working capital & other | $101M | $22.3M | $78.8M | +353% |
| Operating cash flow | $113M | $39.9M | $72.8M | +182% |
| Free cash flow (OCF − capex) | $107M | $35.3M | $71.9M | +203% |
| Capital expenditures | $5.5M | $4.6M | $923K | +20% |
Questions
How much did International Money Express's revenue grow year over year in Q2 2026?
International Money Express's revenue fell $30.0M (-19%) from $161M in Q2 2025 to $131M in Q2 2026.
What drove International Money Express's revenue change in Q2 2026?
Wire transfer and money order fees, net −$25.4M (-19%); Foreign exchange gain, net −$7.0M (-30%); Other income +$2.4M (+55%).