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First Internet Bancorp (INBK) guidance and outlook
First Internet Bancorp (INBK) reaffirmed its guidance on Oct 29, 2026: EPS $1.02–$1.07 for Q4 2026; Net interest margin 2.75%–2.8% for Q4 2026; Interest expense $26.5M for Q4 2026. First Internet Bancorp's 10-Q filed Nov 4, 2026 makes 4 forward-looking statements.
Guidance and outlook
Latest guidance
| Metric | Period | Range | Change |
|---|---|---|---|
| EPS | Q4 2026 | $1.02–$1.07 | new |
| Net interest margin | Q4 2026 | 2.75%–2.8% | reaffirmed |
| Interest expense | Q4 2026 | $26.5M | new |
From the earnings release filed Oct 29, 2026 (8-K on EDGAR).
Forward-looking statements, 10-Q filed Nov 4, 2026
- Through partnerships with selected fintechs, we believe our ability to win and retain small business relationships will be significantly enhanced.
- Furthermore, we believe partnering with select fintechs will allow us to further diversify our revenue sources, acquire deposits and pursue additional asset generation capabilities.
- The Company expects these portfolios to continue to decline over time and is redeploying cash flows from these portfolios to fund growth in core commercial lending areas such as single tenant lease financing, investor commercial real estate, construction, and small business lending.
- The Company expects to continue to pay cash dividends on a quarterly basis; however, the declaration and amount of any future cash dividends will be subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company’s results of operations, financial condition, capital requirements, regulatory and contractual restrictions (including with respect to the Company’s…
First Internet Bancorp's latest quarter
First Internet Bancorp, Q3 2026: revenue $43.9M (+670% year over year), operating margin 11.5%, net earnings $4.8M, operating cash flow $29.4M. The chart follows the revenue to costs, profit and cash.
Questions
Did First Internet Bancorp raise or lower its guidance?
First Internet Bancorp (INBK) reaffirmed its guidance on Oct 29, 2026: EPS $1.02–$1.07 for Q4 2026; Net interest margin 2.75%–2.8% for Q4 2026; Interest expense $26.5M for Q4 2026.
What does First Internet Bancorp expect?
Through partnerships with selected fintechs, we believe our ability to win and retain small business relationships will be significantly enhanced. Furthermore, we believe partnering with select fintechs will allow us to further diversify our revenue sources, acquire deposits and pursue additional asset generation capabilities. The Company expects these portfolios to continue to decline over time and is redeploying cash flows from these portfolios to fund growth in core commercial lending areas such as single tenant lease financing, investor commercial real estate, construction, and small busin
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.