Filing Flows › First Internet Bancorp (INBK) › How it makes money
How First Internet Bancorp (INBK) makes money
First Internet Bancorp (INBK) made $43.9M of revenue in the third quarter 2026 (Q3 2026), +670% from a year earlier. Net interest income brought in $34.7M (79%); Noninterest income brought in $9.2M (21%). Of every dollar of revenue, 12¢ was left as operating profit, 11¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $34.7M | 79.1% | +7% | +14% |
| Noninterest income | $9.2M | 20.9% | +6% | — |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $43.9M | 100.0% |
| Operating profit | $5.1M | 11.5% |
| Income tax | $236K | 0.5% |
| Net earnings | $4.8M | 11.0% |
| Operating cash flow | $29.4M | 66.9% |
| Free cash flow | $29.4M | 66.8% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $43.9M | +670% |
From First Internet Bancorp's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does First Internet Bancorp make money?
First Internet Bancorp (INBK) made $43.9M of revenue in the third quarter 2026 (Q3 2026), +670% from a year earlier. Net interest income brought in $34.7M (79%); Noninterest income brought in $9.2M (21%). Of every dollar of revenue, 12¢ was left as operating profit, 11¢ was left as net earnings.
What is First Internet Bancorp's biggest business?
Net interest income: $34.7M in the third quarter 2026, 79% of revenue, +14% from a year earlier.
What is First Internet Bancorp's profit margin?
Net earnings were $4.8M, 11.0% of revenue, in the third quarter 2026; the operating margin was 11.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.