Filing Flows › Investar Holding (ISTR) › Q2 2025
Investar Holding (ISTR) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 6, 2025
Investar Holding (ISTR) reported revenue of $22.1M for the second quarter 2025 (Q2 2025), +9% from a year earlier and -8% from the quarter before. Operating margin was 24.5%, net earnings $4.5M (20.3% of revenue).
Investar Holding, Q2 2025: revenue $22.1M (+9% year over year), operating margin 24.5%, net earnings $4.5M, operating cash flow $3.2M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $22.1M | -8% | +9% |
| Operating profit | $5.4M | -30% | +11% |
| Net earnings | $4.5M | -29% | +11% |
| Operating cash flow | $3.2M | -29% | +12% |
| Free cash flow | $3.0M | -31% | +11% |
What changed
Revenue was $22.1M in Q2 2025, up 9% year over year and down 8% from the previous quarter.
Operating profit was $5.4M, a 24.5% margin (up 0.5 points year over year). Of the extra revenue versus a year earlier, 31% reached operating profit, above the 24% margin then. Total costs grew 8% against revenue growth of 9%. Net earnings were $4.5M, up 11% year over year. The effective tax rate was 17.2%.
Operating cash flow was $3.2M (up 12% year over year), 71% of net earnings. Non-cash charges added back $710K of depreciation and amortization and $514K of share-based compensation. Working capital and other items used $2.5M. Capital expenditures of $216K left free cash flow of $3.0M.
Questions
What was Investar Holding's revenue in the second quarter 2025?
Investar Holding (ISTR) reported revenue of $22.1M for the second quarter 2025 (Q2 2025), +9% from a year earlier and -8% from the quarter before.
Was Investar Holding profitable in the second quarter 2025?
Operating profit was $5.4M (24.5% of revenue) and net earnings $4.5M.
Source: Investar Holding 10-Q on SEC EDGAR.