Filing Flows › Investar Holding (ISTR) › Q3 2025
Investar Holding (ISTR) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 5, 2025
Investar Holding (ISTR) reported revenue of $24.0M for the third quarter 2025 (Q3 2025), +7% from a year earlier and +8% from the quarter before. Operating margin was 31.1%, net earnings $6.2M (25.7% of revenue).
Investar Holding, Q3 2025: revenue $24.0M (+7% year over year), operating margin 31.1%, net earnings $6.2M, operating cash flow $6.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $24.0M | +8% | +7% |
| Operating profit | $7.5M | +38% | +21% |
| Net earnings | $6.2M | +37% | +15% |
| Operating cash flow | $6.9M | +118% | +25% |
| Free cash flow | $6.4M | — | +18% |
What changed
Revenue was $24.0M in Q3 2025, up 7% year over year and up 8% from the previous quarter.
Operating profit was $7.5M, a 31.1% margin (up 3.5 points year over year). Of the extra revenue versus a year earlier, 79% reached operating profit, above the 28% margin then. Total costs grew 2% against revenue growth of 7%. Net earnings were $6.2M, up 15% year over year. The effective tax rate was 17.3%.
Operating cash flow was $6.9M (up 25% year over year), 112% of net earnings. Non-cash charges added back $683K of depreciation and amortization and $512K of share-based compensation. Working capital and other items used $435K. Capital expenditures of $497K left free cash flow of $6.4M.
Questions
What was Investar Holding's revenue in the third quarter 2025?
Investar Holding (ISTR) reported revenue of $24.0M for the third quarter 2025 (Q3 2025), +7% from a year earlier and +8% from the quarter before.
Was Investar Holding profitable in the third quarter 2025?
Operating profit was $7.5M (31.1% of revenue) and net earnings $6.2M.
Source: Investar Holding 10-Q on SEC EDGAR.