Filing Flows › Investar Holding (ISTR) › Q4 2025
Investar Holding (ISTR) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 16, 2026
Investar Holding (ISTR) reported revenue of $23.5M for the fourth quarter 2025 (Q4 2025), +0.9% from a year earlier and -2% from the quarter before. Operating margin was 30.9%, net earnings $5.9M (25.2% of revenue).
Investar Holding, Q4 2025: revenue $23.5M (+0.9% year over year), operating margin 30.9%, net earnings $5.9M, operating cash flow $3.6M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $23.5M | -2% | +0.9% |
| Operating profit | $7.3M | -3% | 0% |
| Net earnings | $5.9M | -4% | -3% |
| Operating cash flow | $3.6M | -48% | — |
| Free cash flow | $3.2M | — | — |
What changed
Revenue was $23.5M in Q4 2025, up 1% year over year and down 2% from the previous quarter.
Operating profit was $7.3M, a 30.9% margin (down 0.3 points year over year). Of the extra revenue versus Q4 2024, 1% reached operating profit, below the 31% margin then. Total costs grew 1% against revenue growth of 1%. Net earnings were $5.9M, down 3% year over year. The effective tax rate was 18.3%.
Operating cash flow was $3.6M, 61% of net earnings. Non-cash charges added back $678K of depreciation and amortization and $504K of share-based compensation. Working capital and other items used $3.5M. Capital expenditures of $455K left free cash flow of $3.2M.
Questions
What was Investar Holding's revenue in the fourth quarter 2025?
Investar Holding (ISTR) reported revenue of $23.5M for the fourth quarter 2025 (Q4 2025), +0.9% from a year earlier and -2% from the quarter before.
Was Investar Holding profitable in the fourth quarter 2025?
Operating profit was $7.3M (30.9% of revenue) and net earnings $5.9M.
Source: Investar Holding 10-K on SEC EDGAR.