Filing Flows › Investar Holding (ISTR) › Q3 2026
Investar Holding (ISTR) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Investar Holding (ISTR) reported revenue of $36.8M for the third quarter 2026 (Q3 2026), +53% from a year earlier and +0.7% from the quarter before. Operating margin was 38.6%, net earnings $11.7M (31.7% of revenue).
Investar Holding, Q3 2026: revenue $36.8M (+53% year over year), operating margin 38.6%, net earnings $11.7M, operating cash flow $11.1M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $36.8M | +0.7% | +53% |
| Operating profit | $14.2M | +22% | +90% |
| Net earnings | $11.7M | +23% | +89% |
| Operating cash flow | $11.1M | +73% | +60% |
| Free cash flow | $11.0M | — | +70% |
What changed
Revenue was $36.8M in Q3 2026, up 53% year over year and up 1% from the previous quarter. Net interest income was the largest line at 92% of revenue.
Operating profit was $14.2M, a 38.6% margin (up 7.5 points year over year). Of the extra revenue versus Q3 2025, 53% reached operating profit, above the 31% margin then. Total costs grew 37% against revenue growth of 53%. Net earnings were $11.7M, up 89% year over year. The effective tax rate was 18.0%.
Operating cash flow was $11.1M (up 60% year over year), 96% of net earnings. Non-cash charges added back $1.3M of depreciation and amortization and $517K of share-based compensation. Working capital and other items used $2.3M. Capital expenditures of $166K left free cash flow of $11.0M.
Questions
What was Investar Holding's revenue in the third quarter 2026?
Investar Holding (ISTR) reported revenue of $36.8M for the third quarter 2026 (Q3 2026), +53% from a year earlier and +0.7% from the quarter before.
Was Investar Holding profitable in the third quarter 2026?
Operating profit was $14.2M (38.6% of revenue) and net earnings $11.7M.
Source: Investar Holding 10-Q on SEC EDGAR.