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Filing Flows › Investar Holding (ISTR) › Q4 2025 › vs Q3 2025

Investar Holding (ISTR) Q4 2025 vs Q3 2025 (quarter over quarter)

Investar Holding's revenue fell $450K (-2%) from $24.0M in Q3 2025 to $23.5M in Q4 2025. Operating margin 30.9% against 31.1% (-0.3 pts).

Investar Holding, Q4 2025: revenue $23.5M (+0.9% year over year), operating margin 30.9%, net earnings $5.9M, operating cash flow $3.6M. The chart draws each line against Q3 2025, the increases inside each band.

Investar Holding: what changed, Q4 2025 vs Q3 2025Investar Holding: what changed, Q4 2025 vs Q3 2025Operating cash flow−$3.3MWorking capital & other$3.1MCosts & expenses−$249KNet earnings−$241KOperating profit−$201KPre-tax earnings−$201KIncome tax$40KShare-based compensation−$8KDepreciation & amortization−$5K

Margins

Q4 2025Q3 2025Change
Operating margin30.9%31.1%-0.3 pts
Net margin25.2%25.7%-0.5 pts

Every line

LineQ4 2025Q3 2025Change%
Revenue$23.5M$24.0M−$450K-2%
Operating profit$7.3M$7.5M−$201K-3%
Costs & expenses$16.3M$16.5M−$249K-2%
Pre-tax earnings$7.3M$7.5M−$201K-3%
Net earnings$5.9M$6.2M−$241K-4%
Income tax$1.3M$1.3M$40K+3%
Depreciation & amortization$678K$683K−$5K-0.7%
Share-based compensation$504K$512K−$8K-2%
Working capital & other$3.5M$435K$3.1M+704%
Operating cash flow$3.6M$6.9M−$3.3M-48%

Questions

How much did Investar Holding's revenue grow quarter over quarter in Q4 2025?

Investar Holding's revenue fell $450K (-2%) from $24.0M in Q3 2025 to $23.5M in Q4 2025. Operating margin 30.9% against 31.1% (-0.3 pts).

Q4 2025 results → · Compare in the interactive Sankey →