Filing Flows › Investar Holding (ISTR) › Q4 2025 › vs Q4 2024
Investar Holding (ISTR) Q4 2025 vs Q4 2024 (year over year)
Investar Holding's revenue rose $201K (+0.9%) from $23.3M in Q4 2024 to $23.5M in Q4 2025. Operating margin 30.9% against 31.1% (-0.3 pts).
Investar Holding, Q4 2025: revenue $23.5M (+0.9% year over year), operating margin 30.9%, net earnings $5.9M, operating cash flow $3.6M. The chart draws each line against Q4 2024, the increases inside each band.
Margins
| Q4 2025 | Q4 2024 | Change | |
|---|---|---|---|
| Operating margin | 30.9% | 31.1% | -0.3 pts |
| Net margin | 25.2% | 26.2% | -0.9 pts |
| Free cash flow margin | 13.4% | -1.8% | +15.2 pts |
Every line
| Line | Q4 2025 | Q4 2024 | Change | % |
|---|---|---|---|---|
| Revenue | $23.5M | $23.3M | $201K | +0.9% |
| Operating profit | $7.3M | $7.3M | $3K | 0% |
| Costs & expenses | $16.3M | $16.1M | $198K | +1% |
| Pre-tax earnings | $7.3M | $7.3M | $3K | 0% |
| Net earnings | $5.9M | $6.1M | −$169K | -3% |
| Income tax | $1.3M | $1.2M | $172K | +15% |
| Depreciation & amortization | $678K | $736K | −$58K | -8% |
| Share-based compensation | $504K | $514K | −$10K | -2% |
| Working capital & other | $3.5M | $7.6M | −$4.1M | -54% |
| Operating cash flow | $3.6M | −$291K | $3.9M | — |
| Free cash flow (OCF − capex) | $3.2M | −$409K | $3.6M | — |
| Capital expenditures | $455K | $118K | $337K | +286% |
Questions
How much did Investar Holding's revenue grow year over year in Q4 2025?
Investar Holding's revenue rose $201K (+0.9%) from $23.3M in Q4 2024 to $23.5M in Q4 2025. Operating margin 30.9% against 31.1% (-0.3 pts).