Filing Flows › Jack Henry & Associates (JKHY) › Q1 FY27
Jack Henry & Associates (JKHY) Q1 FY27 earnings results (first quarter fiscal 2027)
10-Q filed Nov 6, 2026
Jack Henry & Associates (JKHY) reported revenue of $702M for the first quarter fiscal 2027 (Q1 FY27), +9% from a year earlier and +9% from the quarter before. Operating margin was 29.5%, net earnings $160M (22.9% of revenue).
Jack Henry & Associates, Q1 FY27: revenue $702M (+9% year over year), operating margin 29.5%, net earnings $160M, operating cash flow $161M. The chart follows the revenue to costs, profit and cash.
| Q1 FY27 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $702M | +9% | +9% |
| Operating profit | $207M | +51% | +12% |
| Net earnings | $160M | +44% | +11% |
| Operating cash flow | $161M | -47% | +34% |
| Free cash flow | $82.9M | — | +19% |
What changed
Revenue was $701.5M in Q1 FY27, up 9% year over year and up 9% from the previous quarter. Processing was the largest line at 42% of revenue. Processing added $28.7M year over year (up 11%), 51% of the total change.
Operating profit was $207.1M, a 29.5% margin (up 1.0 points year over year). Of the extra revenue versus Q1 FY26, 40% reached operating profit, above the 29% margin then. Total costs grew 7% against revenue growth of 9%. The fastest-growing cost line was Research & development (+17%). Net earnings were $160.4M, up 11% year over year. The effective tax rate was 23.8%.
Operating cash flow was $161.3M (up 34% year over year), 101% of net earnings. Non-cash charges added back $11.2M of depreciation and $4.9M of share-based compensation. Working capital and other items used $15.3M. After capitalized software ($49.8M) and capitalized expenditures ($27.0M) and internal use software ($1.6M), free cash flow as the company reports it was $82.9M.
Questions
What was Jack Henry & Associates' revenue in the first quarter fiscal 2027?
Jack Henry & Associates (JKHY) reported revenue of $702M for the first quarter fiscal 2027 (Q1 FY27), +9% from a year earlier and +9% from the quarter before.
Was Jack Henry & Associates profitable in the first quarter fiscal 2027?
Operating profit was $207M (29.5% of revenue) and net earnings $160M.